Autosmsf

🎯 Ready to start receiving your super as tax-free income?

When you reach preservation age (60) and retire, your SMSF can begin paying you a pension — and in pension phase, fund earnings can be completely tax-free.

📌 Key facts about SMSF pension phase:
✅ Account-Based Pension (ABP) — minimum drawdowns apply
✅ Investment earnings become tax-free
✅ Accumulation and pension accounts can co-exist in the same fund

The transition to retirement is one of SMSF's most powerful strategies.

Speak with our team to understand more on transition. 👉 autosmsf.com.au

Benjamin Franklin understood something most people miss: before you invest your money, invest in your mind. ⭐

The most expensive mistakes in super and investing come from not knowing what you don't know. SMSF rules. Contribution caps. Investment strategies. Pension phase. Compliance obligations.

Getting these right — or wrong — can mean tens of thousands of dollars over your lifetime.

At autoSMSF, our role isn't just compliance. It's helping our clients understand exactly what they have, what's possible, and what to avoid.

📚 What's one aspect of super or investing you wish you'd understood sooner?

🛡️ Is your life insurance still active after starting your SMSF?

This is one of the most overlooked risks when switching to a Self-Managed Super Fund.

When you leave a retail super fund, your automatic group insurance cover is cancelled.

You MUST:
✔️ Arrange replacement life cover
✔️ Consider TPD and income protection
✔️ Document insurance considerations in your investment strategy

Don't leave yourself or your family exposed.

Need guidance? Our team can help. Visit autosmsf.com.au 💬

High income doesn't automatically mean high wealth. 🔑

We've seen it time and again — people earning six figures who have very little to show for it, and people on modest incomes who've built extraordinary retirement balances.

The difference? How much they keep — after tax, after fees, after inefficiency.

An SMSF structured correctly can significantly reduce the tax you pay on investment income, capital gains, and pension phase withdrawals. Keeping more of what you earn isn't just a financial strategy — it's a mindset.

💬 Do you know how much tax your super fund is actually paying? It might surprise you.

🔍 Why does every SMSF need an annual audit?

It's the law. Every Self-Managed Super Fund must be independently audited each year before lodging its tax return.

The audit checks:
📄 Accuracy of financial statements
⚖️ Compliance with super laws
🔒 Proper record-keeping

Non-compliance can lead to serious ATO penalties — but most issues, when found early, can be fixed.

At autoSMSF, your independent audit is included in our annual compliance package.

Learn more at autosmsf.com.au 👇

Warren Buffett's most practical rule — and possibly the most ignored. 🛡️

Most people spend first, then save whatever's left (usually nothing). The wealthy reverse this entirely: they pay themselves first, lock it away, and live on the rest.

In the context of super, this means: maximise your concessional contributions before spending on lifestyle upgrades. The tax savings alone are extraordinary.

At autoSMSF, we help our clients structure their contributions strategically so their money works harder in a low-tax environment.

🧮 Are you making the most of your annual concessional contribution cap?

💡 General advice only. Speak to a licensed financial adviser for personal recommendations.

🚨 Important update for SMSF trustees: LRBA changes for residential property

The Government has passed legislation banning SMSFs from entering new Limited Recourse Borrowing Arrangements (LRBAs) for residential property. The change received Royal Assent on 26 June 2026, with the ban commencing 10 August 2026.

What this means for you:

✅ Already have a residential LRBA? You're grandfathered — no changes needed.
✅ Refinancing an existing LRBA? Still permitted.
✅ Looking at business real property (e.g. your own business premises)? Unaffected.
⚠️ Mid-process on a residential property purchase? You need to exchange contracts before 10 August 2026 to be protected — settlement can happen after that date.

If you've been considering an SMSF property purchase using borrowed funds, the window to act is closing fast. Reach out to our team before the deadline to discuss your options.

📞 Get in touch with autoSMSF today.

💸 Paying only 15% tax on your super earnings — here's how.

SMSFs are taxed at a flat rate of 15% during accumulation phase — well below most personal tax rates.

In pension phase? Earnings can be completely TAX-FREE.

🔑 Key tax benefits:
✅ 15% tax on fund income
✅ CGT discount for assets held 12+ months
✅ 0% tax on earnings in pension phase

The SMSF tax advantages are real — but you need to stay compliant to keep them.

Questions? Visit autosmsf.com.au 💬

Read that again. 💎

True wealth isn't a number in a bank account — it's the freedom to say yes to what matters and no to what doesn't.

Options mean: choosing when you retire. Choosing how you invest. Choosing whether to leave a legacy for your family.

An SMSF gives Australians one of the most powerful sets of options in the superannuation system — control over what you invest in, when you draw down, and how your fund is structured.

If you want more options in your financial life, it starts with one question: are you in control of your super?

💬 What does "financial freedom" mean to you personally?

#

📅 SMSF annual compliance — what does it actually involve?

Every year, your SMSF must:
✔️ Prepare financial statements
✔️ Lodge an annual tax return with the ATO
✔️ Complete an independent audit

Missing these obligations can mean penalties and losing your fund's concessional tax status.

At autoSMSF, we handle all of this for a flat fee, no hidden charges, no surprises.

Leave the compliance to us so you can focus on growing your super. 👉 autosmsf.com.au