KFLA - Financial Literacy Agency
Client-centric
Science-driven
Flat-fee-only
Financial planning
04/16/2026
KFLA doesn’t judge; let’s give you the tools to make you richer.
Options for your Pension Plan
04/09/2026
We cannot stop the junk fees, but we can help you master your cash flow. Call KFLA and find out how.
Registered vs. Non Registered accounts. Whats the difference?
Know the difference so you know how to use them.
04/07/2026
KFLA is completely remote for any Canadian. Find out what it’s like to have a CFP in your pocket.
04/03/2026
Don’t get swept away with the crowd, talk to your CFP.
Happy Easter from KFLA
04/02/2026
So, you’ve contributed to an RRSP (or Registered Retirement Savings Plan). What now? Is your money stuck until retirement? Or can it be useful to you in other ways? The RRSP may sound like a government trap, but its true function is in tax-planning if you know how to use it.
Unconventional RRSP uses include:
1. Home Buyers' Plan
2. Lifelong Learning Plan
3. Sabbatical year
4. Parental leave planning
5. Starting a business
6. Semi-Retirement
Unconventional RRSP Uses. So, you’ve contributed to an RRSP (or Registered Retirement Savings Plan). What now? Is your money stuck until retirement? Or can it be useful to you in other ways? The RRSP may sound like a government trap, but its true...
You have contributed to your RRSP’s. GREAT! Now what? Here is a quick RRSP 101.
Rebalancing your portfolio
Tumultuous markets are best managed with portfolio science; what to know for success.
03/12/2026
Markets are volatile right now, do you have a plan for your portfolio?
Practical Portfolio Advice for Turbulent Times Markets are turbulent in a big way, as they have been since the trade war started. The escalation in geopolitical turmoil only means that your investment portfolio will change more quickly than you may be used to. Electr...
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