KFLA - Financial Literacy Agency

KFLA - Financial Literacy Agency

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Client-centric
Science-driven
Flat-fee-only
Financial planning

04/16/2026

KFLA doesn’t judge; let’s give you the tools to make you richer.

04/14/2026

Options for your Pension Plan

04/09/2026

We cannot stop the junk fees, but we can help you master your cash flow. Call KFLA and find out how.

04/08/2026

Registered vs. Non Registered accounts. Whats the difference?

Know the difference so you know how to use them.

04/07/2026

KFLA is completely remote for any Canadian. Find out what it’s like to have a CFP in your pocket.

04/03/2026

Don’t get swept away with the crowd, talk to your CFP.
Happy Easter from KFLA

Unconventional RRSP Uses. 04/02/2026

So, you’ve contributed to an RRSP (or Registered Retirement Savings Plan). What now? Is your money stuck until retirement? Or can it be useful to you in other ways? The RRSP may sound like a government trap, but its true function is in tax-planning if you know how to use it.

Unconventional RRSP uses include:
1. Home Buyers' Plan
2. Lifelong Learning Plan
3. Sabbatical year
4. Parental leave planning
5. Starting a business
6. Semi-Retirement

Unconventional RRSP Uses. So, you’ve contributed to an RRSP (or Registered Retirement Savings Plan). What now? Is your money stuck until retirement? Or can it be useful to you in other ways? The RRSP may sound like a government trap, but its true...

03/31/2026

You have contributed to your RRSP’s. GREAT! Now what? Here is a quick RRSP 101.

03/25/2026

Rebalancing your portfolio

03/19/2026

Tumultuous markets are best managed with portfolio science; what to know for success.

Practical Portfolio Advice for Turbulent Times 03/12/2026

Markets are volatile right now, do you have a plan for your portfolio?

Practical Portfolio Advice for Turbulent Times Markets are turbulent in a big way, as they have been since the trade war started. The escalation in geopolitical turmoil only means that your investment portfolio will change more quickly than you may be used to. Electr...

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Calgary, AB
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