Pinheiro Real Estate Group

🏠 April 2026 Market Update: Halton Region 📈
The spring market is in full swing! We’re seeing a significant surge in New Listings across the board, providing more options for buyers, while prices remain competitive.
📍 Market Snapshots
• Oakville: A powerhouse month with 756 New Listings and Detached homes averaging $2.05M 💎.
• Burlington: Seeing a slight cooling in average prices across all home types, making it a key area for opportunistic buyers 📉.
• Milton: Activity is heating up with 143 Homes Sold and Detached prices climbing to $1.23M 🚀.
• Halton Hills: Inventory is growing with 211 Active Listings, though average days on market (DOM) has ticked up to 29 ⏳.
📊 Economic Quick-Look (April 2026)
Beyond the local stats, here is the broader economic landscape affecting your next move:
• Interest Rates: The Bank of Canada held steady at 2.25% (as of April 29). 🏦
• Inflation: Sitting at 2.4%, slightly above the 2% target but stabilizing. 🎈
• Unemployment: Rose to 6.9% as the labor market rebalances. 💼
• GDP: Tracking at 1.7% growth for Q1 2026. 📈
• M2 Money Supply: Current at $2.79T, showing a steady 3.75% year-over-year increase. 💵
• Mortgage Defaults: National 90+ day delinquency rate is slightly up at 0.24% (primarily driven by the GTA), but remains below pre-pandemic levels. 🏠❌
Thinking of buying or selling in this shifting market? DM me for a custom evaluation of your home! 📩

📊 GTA Real Estate Market Update: April 2026 🏠
The numbers for April are in! We are seeing a dynamic shift across the Greater Toronto Area as inventory climbs and buyers navigate a changing economic landscape.
📍 Market Breakdown
• Toronto Central: The powerhouse of the GTA. Detached homes are averaging $2.46M 🚀, with a surge in new listings (3,218).
• Vaughan: High activity with 1,277 active listings. Detached prices saw a slight dip to $1.54M 📉, creating opportunities for savvy buyers.
• Toronto West: Seeing a steady flow with 617 homes sold. Condo apartments are averaging $563K.
• Toronto East: Semi-detached homes are trending up at $1.20M ⬆️.
• King: A luxury niche market. Average detached homes are sitting at $1.71M.
📉 The Economic Lens
Understanding the “Why” behind the “Buy.” Here is the current Canadian economic snapshot:
• Interest Rates: The Bank of Canada held steady at 2.25% as of late April. 🏦
• Inflation: Currently sitting at 2.4% 🎈, slightly above the 2% target but stabilizing.
• Unemployment: Rose to 6.9% in April, reflecting a cooling labor market. 💼
• GDP: Tracking at approx. 1.7% growth—a moderate pace as the economy adjusts. 📈
• M2 Money Supply: Growing at a rate of 3.7% YoY, indicating controlled liquidity. 💸
• Mortgage Defaults: Arrears remain remarkably low at 0.28% 🛡️, showing the continued resilience of Canadian homeowners.
The Takeaway: While inventory is rising (giving buyers more choice), the steady interest rates and low default levels suggest a stable, albeit more balanced, market.
Thinking of moving this spring? Let’s chat about how these numbers affect your specific goals! ☕️👇

📊 Waterloo–Guelph Real Estate | Dec 2025

🏠 Market Snapshot:
⬇️ New listings, active inventory & sales declined across all markets
⏳ Days on Market up (34–58 days), reflecting a slower year-end pace

💰 Price Trends:
• Detached: Mixed — strength in Guelph & Guelph/Eramosa, softer in Cambridge & Kitchener
• Townhomes: Resilient in Guelph 📈
• Condos: Continued pressure 📉, especially apartments

📉 Economic Backdrop (Canada):
👷 Unemployment: ~6.5%
🏦 BoC Rate: 2.25%
📈 GDP Growth: ~1.4%
💵 M2 Money Supply: ~$2.77T

🔎 Bottom Line:
Slower activity and longer selling times, but stable rates and steady economic growth continue to support pricing — especially for ground-oriented homes.

📩 DM me for a neighbourhood breakdown or 2026 strategy.

December2025 HousingMarket PinheiroRealEstateGroup