LS Decor and Design

Here are 3 common mistakes that can derail financing right before closing.

1. New Car Before Closing 🚘.

Lenders will re-check your credit before funding. A new 🚗 loan increases your debt ratio and can reduce your approval amount- worst, decline the deal.

2. High Credit Usage 💳.

Maxing out credit cards- even temporarily- can drop your credit score fast. Using more than 30% of your limit will lower your score, increase your debt ratio and weakens your approval.

3. Income Changes.

Switching jobs or going from salary to commission. Any income change during the approval period can require re-qualification.

From pre-approval to closing day, financial stability is everything!!!

Before making ANY major decision- ask first.

Designed to impress and built for function ✨ Swipe to see the beautiful details of this custom main and spice kitchen 🍽️

Just finished transferring this charming bungalow in one of the most sought-after area! It’s amazing what a little vision can do.