First Defence Finance

For more information & how to apply, go to our website: https://bit.ly/4c1eP0Z

If you're struggling to save, try saving less to save more over time. Our study of payroll savers shows that small, almost invisible savings are:

✔️ easy to manage
✔️ more likely to stay in savings
✔️ easier to stick to long term

Do you need to start saving less to save more? 💭

Here are a few ideas that could help you start building a savings habit:

1️⃣ Out of sight, out of mind
Saving where you spend can make it easy to move money back to your debit card. Keeping savings in a separate account, such as a bank or credit union account, can help you leave that money untouched and slowly build a safety net.

2️⃣ Pay yourself first
Instead of saving what is left at the end of the month, try setting up a small automatic payment on payday. Treat saving like a regular bill. That way you know the money left in your account is yours to spend.

3️⃣ Improve your money habits
If saving has felt difficult, reviewing your spending habits can be a great place to start. Plane Saver's 5 Week Money Challenge helps you spot gaps in your budget and build simple habits that make saving easier over time.

Join the challenge today: https://bit.ly/4ldWy31