Simple Approach Mortgages

Is having a lack of savings holding you back from becoming a homeowner? 🏡

Or just not having enough income for the borrowing you need? 💷

Did you know if you have been renting for more than 12 months 🗓️ and have no arrears ✅ and a decent credit history 📊, you can apply for a mortgage with no deposit? 🙌

If you have been saving hard and have £5,000 in the bank but still do not feel you have enough for your ideal first home 🏠, you can borrow up to 99% against the value of a property! 📈

For example:
£200,000 property with a £5,000 deposit = £195,000 borrowing @ 97.5% loan to value 📑

This is ideal if you have a good credit history and income but are struggling with the deposit.🧡

Did you know that your family and friends 👨‍👩‍👧‍👦 can help you by utilising their income for affordability and borrowing, but not be legal owners? ✨

This helps those starting out on lower incomes 📉 or those separating and unable to secure the borrowing they need on their income alone.

This is called a Joint Borrower Sole Proprietor mortgage 📝🔑

You own the property, but up to 4 people can help you secure the finance by using their income as support.🏡

The mortgage can be paid by one person 💳, but the joint borrowers are equally responsible from the lender’s point of view ⚖️.
In terms of ownership of the property, there is just one single owner.

There are lots of solutions depending on your individual circumstances, and we will always try our best to place you with a lender that suits your needs !🧡

Don’t give up…
Give us a call instead 📞 and see if we can help you make homeownership a reality 🏡

📞- 01738 502 445
✉️- [email protected]

Simple Approach Mortgages - Keeping Mortgages Simple🏡✨🧡

**As a last resort a lender can repossess your home if you do not keep up with your monthly mortgage repayments**
 
Simple Approach Mortgages Perth & Dundee Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Ltd.
First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Is it time to Remortgage??🏡

Are you considering borrowing more for Home Improvements or debt consolidations or simply looking for a like for like remortgage deal.🏡✨

Why not speak to us first and get professional advice? 🧡

📞- 01738 502 445
✉️- [email protected]

Simple Approach Mortgages - Keeping Mortgages Simple🏡✨🧡

**As a last resort a lender can repossess your home if you do not keep up with your monthly mortgage repayments**
 
Simple Approach Mortgages Perth & Dundee Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Ltd.
First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Great News for First Time Buyers❗️

The Scottish Government are inviting buyers to apply for their New First Home Shared Equity Scheme which opens for applications from June❗️🏡🧡

You could qualify for £10,000 towards your deposit.💰

Why not contact Simple Approach Mortgages for further details and get yourself ready to apply by booking an appointment now.

We look forward to speaking with you☺️

📞- 01738 502 445
✉️- [email protected]

Simple Approach Mortgages - Keeping Mortgages Simple🏡✨🧡

**As a last resort a lender can repossess your home if you do not keep up with your monthly mortgage repayments**

Simple Approach Mortgages Perth & Dundee Ltd is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of First Complete Ltd.
First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

🏴󠁧󠁢󠁳󠁣󠁴󠁿The team at Simple Approach Mortgages would like to wish Scotland the very best of luck in their opening World Cup match against Haiti, kicking off at 2am on Sunday morning! 🇸🇨

We hope the whole nation gets behind the team and shows their support. Whether you’re staying up to watch or catching the highlights later — come on Scotland! 💙🏴󠁧󠁢󠁳󠁣󠁴󠁿