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How Does Wise Work: Step-by-step Guide

Wise was launched as TransferWise in the UK in 2011, with the aim of making it cheaper, faster and more convenient to send money internationally. In 2021, TransferWise was renamed Wise to reflect the broader range of services on offer - including low cost international transfers, multi-currency accounts and international debit cards.

If you’re considering making an international money transfer with Wise but have questions about how to use it, this guide is for you. We’ll walk through all the services and features Wise offers in Malaysia - and cover step by step how to send money or make the most of your Wise account.

Table of contents:

What is Wise?

How does Wise work?

How to use Wise

Wise personal account opening procedure

How to transfer money with Wise

How to deposit money in my Wise account

How to receive money with Wise

How to get a Wise debit card

How long does a Wise international transfer take?

Wise Key Points

Create a free Wise account online or in the Wise app

Send payments to 80+ countries around the world

Send directly to the recipient's bank account (they don't need their own Wise account)

Fund Wise international payments using your online banking, FPX, or use a balance you hold in your Wise account

All Wise currency exchange uses the mid-market exchange rate with a small transparent fee

Hold 50+ currencies in the Wise multi-currency account, with your own local bank details for 10 currencies

Get a Wise international debit card for easy spending and withdrawals all over the globe

What is Wise?

Wise is a financial technology company which specialises in international payments and flexible multi-currency accounts.

You can use Wise to send a one off or recurring payment to 80+ countries with the mid-market exchange rate and low, transparent fees - or choose to open a Wise multi-currency account to hold and exchange 50+ currencies all in the same place. Wise accounts offer a broad range of feat

Open your acount
https://wise.prf.hn/l/aQGX1Ym

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