Kaiser Int'l Health Group - Cebu

Bakit ang Kaiser ang BEST HEALTH CARE INSURANCE para sa pamilya mo? Dahil ito ay 3 in 1 Savings Plan. Meron itong:
✅ Healthcare
✅ Life Insurance
✅ Investment
You only pay for 7 years at meron ka ng healthcare until your retirement years.
At ala mo ba na ang Kaiser Health Care Insurance ay:
✅ 85% of the contract price will be given at the maturity date
kung hindi (ma- hospitalize) during the 7 years paying period (Long Term care Bonus ang tawag dito)
✅ Life Insurance or Instant Money ay ibibigay sa beneficiary incase ang plan holder dies too soon.(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)
✅ Maaring magamit lifetime kahit 60 years old and above ka na
✅ Waiver ng Installment due to Death. Automatically, ang Kaiser Plan ay magiging fully paid na kahit ang plan holder ay bayad lamang ng 1 buwan. At ang health care coverage will be transferred to the beneficiary .(𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧: 𝙎𝙪𝙗𝙟𝙚𝙘𝙩 𝙩𝙤 𝙚𝙫𝙖𝙡𝙪𝙖𝙩𝙞𝙤𝙣 𝙖𝙣𝙙 𝙖𝙥𝙥𝙧𝙤𝙫𝙖𝙡 𝙤𝙛 𝙥𝙤𝙡𝙞𝙘𝙮.)
✅ Portion ng fund ay invested sa Mutual funds.
Pag dating ng maturity date, it is GOOD AS CASH. Kung hindi mo naman nais itong withdraw lahat, ang remaining balance nito ay magtutuloy-tuloy and will grow earning not less than 3% interest compounded annually.
✅ Sino ba ang pwedeng mag-avail nitong Kaiser Long Term Care? Ages 10 to 60 years old only
In case YOU DIE TOO SOON or LIVE TOO LONG, handa ka at hindi magiging pabigat sa pamilyang maiiwanan.
MESSAGE US for more details and free quotation.

Friend ko n wais..
Mahal dw ang monthly premium ng healthcare savings n 2,647pesos/mo...

Me:kinaya mo nga magbayad branded na motor halos 3k/month dba?

Comparison.
MOTOR KAISER
3yrs to pay 7yrs to pay
Asstd acessories yearly intrest
Gas/maintenance after 20 yrs
Hangat tumatakbo my 500k ka.
Wlang tigil gastos My 1.2M ka
After 20 yrs luma na. Pag edad mo
kung aabot? ng 60y/o
Pag retired mo.. pag kinuha ka
Bili ulit ng bago.. ni san pedro
Malilipat sa
isang anak
account mo.

San ka ngayon nakatipid?
Lugi kapa ba sa kaiser plan?

Alamin!!!!!!! KAISER 3in1 SAVINGS.....

WHY? READ ON 👇

VUL vs KAISER

-- VUL is 2-in-1 life insurance + investment

-- Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:

-- healthcare "if you get sick"
-- life insurance "if you die too soon"
-- investment "if you live long"

HINDI comparable ang healthcare solution sa insurance solution.

Sa karamihan ng details, magkaiba sila:

1. Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company. Ang VUL ay life insurance solution na offered ng life insurance company.

2. Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADONG fully paid na. Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na. Maaring kailangan magbayad ng dagdag.

3. Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment. Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

4. Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated. Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

5. Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%. Ang VUL, walang guaranteed growth, minsan negative.

6. Sa Kaiser, SIGURADONG WALA nang fees at charges after 7 years. Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

7. Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans. Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50 - 60 year old, baka mas murang life insurance ang Kaiser kaysa VUL :-)

8. Ang Kaiser Ultimate, laging may healthcare, ang VUL usually walang healthcare.

GUSTO mo ng ?