Sherlene Ramos-Financial Advisor

Your next birthday = another year older in insurance pricing 🎂

Because insurance gets more expensive as we age.

Health conditions can also affect approval later on.

That’s why starting early isn’t just smart — it’s practical. 😉

“𝐇𝐨𝐰 𝐦𝐮𝐜𝐡 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐠𝐞𝐭?”

A simple rule of thumb:

Around 10–15x of your annual income.

There’s no one-size-fits-all answer.

Your coverage should depend on:
✔️ your income
✔️ your responsibilities
✔️ your family’s needs
✔️ your future goals

Because insurance is not about how much you pay.

It’s about how much protection your family will have when life happens. ❤️

Gusto mo mag-iwan ng 2.5M na PAMANA for your kids for as low as 3K per month?

Message me and I’ll create a proposal that fits your budget and goals.

Join us and our Pambansang Wealth Coach, Chinkee Tan, as we explore how everyday choices shape our financial future—and how we can shift toward smarter, goal-driven decisions.

Limited slots only so register now for FREE 👉 pru.ph/Nationwide-Client-Forum