How to SAVE for my Retirement
This was created to HELP a bread winner family member protect his/her LOVE ones Financially. And als
23/07/2019
Let us do *Life Stage Financial Planning* now!
Let us NOT follow the life cycle below 👇
Start investing now!
CTTO
20/06/2019
👉USAPANG KAIBIGAN, HINDI SALES TALK!
A friend once told me,
"Ayoko ng insurance kasi unang una, pinapayaman mo lang ang ahente dyan."
My friend didn't know that I am part of the industry already. And when I told him that I am also financial adviser, i saw a hint of embarrassment on his face. But don't get me wrong, I still love my friend despite his statement, hehehe! It just made me realize though, that it could be one of the many reasons (or excuses) of people why they don't want to get an insurance.
And because of that skepticism why a lot of people are losing a lot of opportunity to become well off someday. I was like, they don't know what they are missing!
While financial advisers have all the perks that comes with the fulfillment of their advocacy, it still wouldn't equate to the benefits an individual could get out of just signing an insurance policy. Besides, advisers do not have monthly salary, they work only on commission basis, so i think it's fair enough.
They do not realize the circumstances of their traditional beliefs:
1. Putting ALL their money in the bank and let it hang there with a very small interest which can't even keep up with inflation;
2. Buying a lot of properties which they want to pass on to their heirs when they die, not realizing that their heirs wont be able to get it unless they pay for the estate tax (20% of the total value of the property);
3. Putting ALL their money to stock market, not realizing that this is also subject to estate tax;
4. Just depending on their company's health benefits as if they will be an employee forever.
But here are the realities of life:
1. Insurance nowadays can be enjoyed even when you are still alive (for retirement purposes);
2. One cannot escape these two things: DEATH AND TAXES
3. YOU DON'T WANT TO BE AN EMPLOYEE FOREVER. Sooner or later you also want to retire comfortably;
4. Illness, be it minor or critical, normally comes when you are old and can no longer provide for yourself
5. Sooner or later your kids will go to college and you would want them to go to the best school.
6. SINANAY MO ANG PAMILYA MO SA GANYANG LIFESTYLE BUWAN BUWAN, do you expect them to immediately adjust to a lifestyle that is just so so just because you are already gone?
So guys, if you can only promise all the financial advisers these three things:
1. YOU WON'T GET OLD
2. YOU WON'T GET SICK
3. YOU WON'T DIE
Then you wouldn't see our faces anymore.
BUT if you cannot, DO YOURSELF A FAVOR, rush to your financial adviser friend (kahit hindi sa akin) and get an insurance. It will just take you 15mins of your time to know your options. You owe this to your future self.
YOU DO NOT KNOW WHAT YOU ARE MISSING. Financial advisers can always get another believer and turn them into a client, but you can NEVER GET ANOTHER INSURANCE if you are already sick or if you are already dead.
Ctto
Magmessage ka na!😊
02/04/2019
Madalas ka bang kumakain kay Jollibee dahil sa malinamnam at crispy na chicken joy nila?
O baka mas gusto mo sa Chowking dahil sa Chinese Style foods tulad ng Chao fan at Lauriat!
O mas feel mong magkamay kay Mang Inasal dahil sa Grilled Chicken with Unli Rice at may Unli soup pa!
O hindi kaya kay Greenwich dahil sa sobrang cheesy ng Overload Pizza nila!
O baka kay Burger King dahil sa mala dambuhalang Burger nila!
O kaya kay Red Ribbon dahil sa masarap na cakes and other desserts nila!
Nagtataka ka kung bakit halos lahat sila magkatabi? alam mo ba na iisa lang nagmamay ari ng mga yan? yes tama, Ang Jollibee Foods Corporation at ito ang Philippines’ largest food service company and Asia’s largest restaurant company kasama si Greenwich, Chowking, Red Ribbon, Mang Inasal, Burger King Philippines.
Kaya habang dumadame sila, lahat ng mga investors ay masayang masaya 😋😉, kahit kumakain sila, kumikita din sila. wag maging forever consumer bes, sayang hard earned money natin, kailangan may bumabalik sa atin.
Kung di mo pa kaya sa halagang 40 Million para mag franchise kay Jollibee, bakit hindi ka nalang maging investor sa kumpanya nila,
Sa halagang P1,000 to P5,000 ay pwede ka nang magsimula at bumili ng shares ni Jollibee at maging kasosyo mo na si Tony Tan Caktiong ang may-ari ng Jollibee at sa lahat ng kumpanyang hinahawakan nya.
Be fully informed, Dahil isa sa aming layunin ang tulungan ang bawat Pilipino at ibahagi ang kahalagahan ng Investing. kailangan mo lang pag-aralan at maglaan ng oras para matuto, it can help to prepare for you to build a better future.
Attend our free financial seminar.
(credit to the owner)
20/03/2019
VICE GANDA:
Tama na may insurance, yung maganda may insurance na may investment ka pa.
Si Ogie Diaz nung nandun kami sa lamay ni Chokie magaling mag compute ng insurance benefits yan nakakatuwa. Dapat kasi meron.
At 20 to 30 years old ka dapat productive ka. Yan kasi yung crucial.
Bago mag 40 dapat unti unti kana nag babawas ng trabaho para pag dating mo ng 50 to 60 years old nag rerelax ka nalang. Secured kana sa sarili mo kasi nakapag ipon kana. Yung iba pag dating ng 40 years old saka pa lang sila ng sisimula kaya pinapatay nila sarili nila dahil hinahabol nila yung nawalang panahon.
Kaya yung bata sinasabi lage, “YOLO muna tayo bata pa naman tayo eh.” Hanggnag magising nalang sila isang araw, " AY ANG TANDA KO NA PALA WALA PA AKO NA IIPON."
"Make a living but don't forget to make Life".
We can do it both. 💛☀️💛
For Inquiries pls message me
(Credits to the original owner of this post.)
Allan Jay Austria
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