High Power Realty

🏡 BIG NEWS for future homebuyers…

A major shift just happened in the mortgage world—and it could open the door for more people to buy a home.

Fannie Mae and Freddie Mac are now allowing new credit scoring models that factor in things like on-time rent payments and utility history—not just traditional credit scores. (Fannie Mae)

👉 Translation: If you’ve been responsibly paying rent, that history may now help you qualify for a mortgage.

This move is designed to:
✔️ Expand access to homeownership
✔️ Give lenders a more complete picture of buyers
✔️ Potentially lower costs and increase competition (Fannie Mae)

For many renters who felt “stuck” on the sidelines, this could be a game-changer.

📍 If you’ve been thinking about buying but weren’t sure you’d qualify—this might be your moment.

📩 DM me to talk through your options or get a strategy in place.

📊 Mortgage Rate Update (March 2026)

Mortgage rates have been trending upward again, with 30-year fixed rates now hovering around the mid-6% range (≈6.4%+). 

What does this mean for you?

👉 Buyers: Don’t try to “time the market.” Focus on finding the right home and payment you’re comfortable with.
👉 Sellers: Serious buyers are still active—pricing and presentation matter more than ever.

💡 The reality: Rates are still below recent highs, and opportunities are still out there if you have the right strategy.

If you’re thinking about buying, selling, or investing, let’s talk about how to make today’s market work for you.

— High Power Realty 🏡