Lisa Buckles - Realtor

The chief complaint I hear from first-time buyers:
"I'm trying to save up for a down payment... but I'm already paying $1,500+ each month on rent!"
Sounds like a recipe for frustration and stagnation.
But there's a clever new mortgage program that ACTUALLY makes homeownership within reach.
Meet: United Wholesale Mortgage
With UWM's 0% Down Purchase plan, borrows are eligible for $15,000 or 3% of the purchase price towards closing costs (whichever is less). That's $0 added to your monthly mortgage at 0% interest.
Now let's look at a real example:
Let's say you're looking at a home with a $300,000 purchase price. You could borrow $9,000 (3% of the purchase price) on a no-interest loan for the down payment.
Eyeing a home with a $500,000 price tag? That's where the full $15,000 in support comes into play.
€ So who qualifies?
If you have a minimum credit score of 620, an income that is 80% or less of the Area Median Income (AMI), and are purchasing a primary residence (where you plan to live full-time), you may quality.
Okay, so what's the catch?
UWM's down payment assistance is a loan, not a gift.

Borrowers must repay it when refinancing or selling the home.
While some low-income buyers qualify for a partial grant, most will owe the full amount.
Want to connect with a trusted lender who can walk you through your borrowing options? Send me a DM. I'm here to help! 🫶🏽

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