Cara Croxton
Personal finance coach helping individuals and families get control of their financial situation and cultivate the life of their dreams.
05/19/2020
Are you having trouble getting your spouse on board with money? 😫
You are definitely not alone if you are! ❤
I've had a lot of clients that just can't seem to get their spouse engaged to pay off debt and get on the right path with their money. Talk about stressful!
Here is what I tell couples to do...
Sit down with your spouse and have a true heart-to-heart... without distractions. The goal of this discussion is for the spouses to have a better understanding of each other’s mindset and understanding of their current situation.
Here are a few key discussion items that I have the couple cover during the discussion:
➡ What did money look like growing up for you and your spouse? We all have our own histories with money and it is important to understand what happened in your spouse’s history to better understand what could be affecting their views on money now.
➡ How does your spouse view the current money dynamic in your family? The goal here is to listen… REALLY listen! Hear the perspective that your spouse has on the money conversations (or lack there of) in the house. It might be very eye-opening!
➡ If the money problems in the family were resolved, what would change? This is a really important question to dig into together. Would a weight be lifted off your shoulders? What goals could you achieve as a family? If money weren’t an issue, what kind of things could you do as a family? Be as specific and clear with these examples as possible.
This is such a powerful conversation to have with your partner. Tell me... have you done this? If so, what have you learned? Share with me 👇🏼👇🏼👇🏼
05/11/2020
Who here has ever gotten tired while on their debt-free journey! 🙋🏼♀️
I have definitely been there. While tackling $95K debt, sometimes I just wanted to quit. It was EASIER to just scrap the budget, throw things on credit cards and deal with it later!
BUT I also knew that by doing that we were going to compound the problem for later and we were going to have to deal with it some day. I also wanted to stop living the way we were living.
So, for those of you that are feeling like that right now this is for you....
➡ Keep Going!
➡ It will SOOOO be worth it!
➡ Small progress is still PROGRESS!
➡ PROGRESS is important, not PERFECTION!
➡ I'm here for you!
So, let it all out here... what is frustrating you the most right now? Share with me in the comments!
Click here to claim your Sponsored Listing.