Mitigate Partners

Is the AI explosion impacting your group health plan? Maybe. Especially when it comes to fiduciary responsibility.

Even bigger question. Do you know your fiduciary responsibilities when offering AND managing a group health plan? You should know.

And even more important – does your broker know your responsibilities? They should.

Here’s a guess. Many brokers (… maybe most of them …) probably don’t know. Are you working with one of those who do (or don't) know?

Fiduciary responsibility is a critical element of healthcare plans. With continued rising costs, there is more scrutiny on transparency and timely availability of data.

And if you don’t have that – timeliness and transparency – there can be serious issues.

If you love your broker, that’s great. If you’re just so-so about your broker, then you’re not alone. Many leaders don’t love their broker, but they don’t take the time to look elsewhere.

Here’s some quick guidance. Call a Mitigate Partners advisor near you. We are true advisors … not brokers. Our #1 goal is to help you … review what you have … explore possible options … and make a better, more informed choice.

That’s what you need. And that’s what we deliver.

Call us. We’re ready to help.

Want to know where your premium dollars go?

Here it is.

The stuff on the top? That’s the true cost of healthcare. Doctors, hospitals, medication. It’s about 80% of every dollar spent. And likely something you can’t change or influence.

But there’s another 20% of “stuff”.

A cost for “cost containment”. Hmmm. Almost non-sensical.

The best one? Profits.

And no, that’s not profit for your business. It’s profits for those in the healthcare business. Big carriers. Administrators. Those who plan the plan. And those who WORK the “plan”.

Maybe you never get it to zero on that other “stuff”. But there are real opportunities to make your premium dollars work better for your people and your business.

Take control. Get Healthcare that Works. Contact a Mitigate Partners advisor near you.



Sources: KFF, The Commonwealth Fund

What’s more frustrating with group health plans … growing costs or uncertainty?

Our conversations with prospective clients and their people provide a clear answer.

It’s the “not knowing” … or uncertainty … about a number of things.

Not knowing …

- Which providers and facilities are in-network

- What medical procedures are covered … and what’s not included

- Actual co-pays

- Covered frequency of visits

- Allowed prescription refills, and how often



And of course – how much is my insurance going to cost next year? (That’s for both the employer-sponsor AND covered employees.)

And when those same prospects ask us what makes us different, we answer this way …

“We eliminate the ‘not knowing’ … on everything in your health plan.”

Straightforward and direct. That’s what people want. Clear and honest answers about the most important thing … individual health and well-being.

Tired of the “not knowing”? Call us. Our advisors across the nation are ready to help.