RMSI - Relationship Management Solutions Inc

Business Funding
Here are some frequently asked questions:

1. Do I have to have good credit?
**YES! credit score should be at 685 for traditional bank financing.
SBA, EQUIPMENT LOANS and Investor Real Estate loans can be lower 620 but you will have higher rates

Charge-offs, collections, recent bankruptcy can hinder your ability to get funding.

2. Do I have to personal guarantee(PG) the loan?
**YES for traditional bank financing, SBA loans, Equipment loans. Some investor real estate loans may not require a PG because they have the collateral but rates, fee and LTV will be impacted

3. Do I have to provide financial documents? This depends on the type of Funding.
**SBA LOANS and some traditional bank financing require 3yrs business and personal tax returns, P&L and Balance Sheet.
**Real estate investment loans typically don't require these docs as they rely on the income from the property

Comment with any other additional questions. If your question is specific to your business, PM or text me 470-485-4009 to set up a quick call.

RMSI - Funding

The best time to get funding for your business is when
"You don't need it"!!!
Contact to discuss

Want to learn about grants, well this class is for you.
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As we wrap up 2022 here are some things to think about preparing for 2023 taxes

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