Tier One Premier

Wait a minute…

Applying for more credit can hurt my credit score.

Canceling a credit card with zero balance can hurt my credit score.
What gives?!

Yes, managing your credit is more complicated than people give it credit for – see what we did there?! – but we want to help you out however we can, so feel free to reach out to us at any time :)

Hey wait a second – can’t I just repair my credit score myself?

Glad you asked.

Legally, a credit repair firm can’t do anything for you that you couldn’t do for yourself. So why bother hiring help?

For starters, credit repair comes in many forms depending on your situation. It involves legal and financial expertise, as well as a large commitment of your time.

But where does all this time go?

One of the main aspects of credit repair is disputing inaccurate or false information on your credit report. The first step is to carefully review your credit report in order to identify the problem areas – then one must file a number of disputes with the credit bureau.

But of course, it doesn’t end there – it is necessary to consistently follow up with the credit bureau just to make sure that they are actually looking into your claim [facepalm emoji]

If you enjoy constantly calling and waiting on hold during business hours, then by all means do it yourself!

But if you have better things to do, give us a call and we’ll be happy to handle it for you :)

Here’s an easy way to improve your credit score:

Consider how much of your total credit you are using, and how regularly you are using it.

If you are consistently using one-third or less of your total credit, you are looking good!

So if you are going to buy something with cash, consider using your credit card instead. It will enrich your credit history and give your credit score a healthy boost!

Just remember to make your payments on time ;)