ZTI Realty

Tips for Buying a Fixer-Upper There's an axiom in the real estate industry that says we should forego buying the nicest home in a bad or borderline neighborhood and go for the worst home in the best neighborhood we can afford. This is because the sales prices of surrounding homes determine the market value of yours, so buying...

What is PMI and how do I get rid of it? PMI is one of those things in life that is both a curse and a blessing. Without it, cash-poor homebuyers can't get a loan. With it, your payments are higher, it takes a long time to get rid of (with some loans it never goes away) and it only protects the lender. PMI is short for 'private mortgage in...

Spring Cleaning in the Container Garden You don't need a big yard to enjoy gardening; even a small patio can be transformed into a colorful oasis. Container gardening isn't quite the same (care of the plants is a bit more challenging for one thing), but a container garden or patio can be just as attractive as those grown in the dirt. You....