Asefo Consulting

Thanksgiving is a time for family and fun, but after the last bit of pumpkin or sweet potato pie has been consumed and the family has left the home, you don't want to be left with the mess to clean up and also a huge expense. Here are a few things to consider as you prepare for the celebration.

1. Consider having a potluck celebration and have others bring some of the main meal items so you are not solely responsible for the expense.

2. Draft a meal plan and set a budget prior to going to the store and compare prices to find the best deals and take advantage of price matching.

3. Shop your pantry first. You will be amazed at how much food you have stored. Change the menu to make foods with items you already have in your panty

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Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.
--Ayn Rand

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Are you naturally a spender or naturally a saver? Most of our money habits stem from our upbringing. We learn from what we see and contrary to popular opinion, being a saver is not necessarily better than being a spender. They both have positive and negative sides to consider.

If you are a saver, consider this. you may have a tendency to hoard, be greedy and not live or enjoy life. If you are a spender, you may have a tendency to give and spend in a way that financially won’t allow you to enjoy life in the future because of mounting debt and limited resources.

Both individuals have good and not-so-good qualities so know which one you are and how can you better balance your money and living life.

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