Next Level Financial Consulting

This is a customer’s offer from First Premier Bank. $400 credit limit a doesn’t sound horrible when you have a lower score and low on funds.

The “set up” fee is $99 dollars, reducing the available credit to $301.

Annual fee is $99 for the first year, then $45 annually.

The monthly fee is $8.25 per month ($99 annually).

Late fee is up to $39.

This doesn’t even include the customer’s purchases.

Before accepting a credit card offer, read the terms and conditions.