Clark Morzelewski

While there is much speculation about the Federal Reserve’s potential interest rate cuts, these changes are unlikely to significantly improve personal or business finances. This article delves into the complexities of the Fed's rate decisions and their limited impact on economic stability.

Why Interest Rate Cuts Probably Won’t Help Fix Your Finances The more you can get practical, the better a chance you have of making real progress, not hopes that some outside force will better things. If you’re in debt, find ways to work it down. If you want to save money, start doing so, even if it’s only a small amount at a time to start.

Discover why some holders may face a hefty tax bill at year-end due to large capital-gains distributions. From actively managed to passive funds, find out which ones could impact your taxes and learn strategies to minimize the impact.

These Mutual-Fund Holders Should Brace Themselves for a Big Tax Bill For some of the millions of investors who hold mutual funds in taxable accounts, there may be an unwelcome surprise in their year-end fund statement: a large capital-gains distribution. The good news for investors: There are steps to mitigate the damage now and avoid it in the future.

Learn about the latest charitable giving strategy for seniors—IRA Charitable Gift Annuities. Discover how it provides tax benefits, a steady income for life, and why some seniors are making the move. Don't miss out on this win/win for donors and charities!

How to Donate to Charity, Get a Tax Break and Have Income for Life With year-end pitches from charities rolling in, older Americans have a new option in 2023: donating funds from an IRA via a charitable gift annuity. Seniors should consider all the angles before jumping in.

The Evolving Retirement Age: With the average retirement age on the rise, how do you decide when it's time to retire? Discover tips on transitioning to your next chapter, exploring new activities, and creating your own legacy.

How to Know When It’s Time to Retire Ask yourself the right questions to tell whether you’re ready to close the chapter on your career.

What's your definition of 'old'? Let's challenge stereotypes and stay youthful in mind, body, and spirit.

‘I Don’t Want To Be Old When I’m Old’—Defining Healthy Longevity How do you define “old”? What does being old mean to you? Here's a provocative look at retirement fitness and longevity.