Allison Jacobson

In the Investor's Edge newsletter for winter 2026, gain insights on financial tips for the new year and, inspired by the Winter Games, how to medal in your financial life. Read the full newsletter for these ideas and more to help with your wealth planning in 2026.

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People focus on average returns.

But the order of returns matter too.

If the market drops right after you retire and you start pulling money out?

That's sequence of returns risk.
It can ruin a solid plan even if the market rebounds later.

This is why we hold cash.
Why we plan carefully.

Waiting on a inheritance often means waiting on something no one wants to happen- the loss of a loved one.

It's not just about the money.
It's about
- legacy
- intentions
- responsibility
- and the emotional weight that comes with all of it

If you expect to receive an inheritance, ask yourself:

-Do I understand their values and what they'd want me to do with it?
-Am I preparing myself emotionally and financially for that responsibility?
-Have we had an honest conversations- or am I making assumptions?

Honor them by being ready. Not just for the money -but for what it means.