VIP Adjusting - Public Adjusters

How long will my insurance claim take?

It is one of the most common questions we are asked, and the honest answer is: it depends.

The timeline can vary based on the type of claim, the policy, the insurance company, the details of the loss, the documentation needed, and whether the claim is accepted, underpaid, partially denied, or denied in full.

Some claims move quickly. Others require patience, persistence, and follow-up. Even when an insurance company makes an initial decision, that does not always mean the claim is finished. If the claim is underpaid or denied, additional steps may be available, including a supplement, negotiation, appraisal, mediation, settlement, or litigation depending on the situation.

At VIP Adjusting, we work to keep your claim moving, make sure your damage is properly documented, and put you in the strongest position possible to recover the payment you are owed.

Read the full article here: https://www.vipadjusting.com/vip-blog/2026/how-long-will-my-insurance-claim-take

Please join us in congratulating Cristian Bragano on earning his Florida Certified Building Contractor’s license!

This is a major professional accomplishment, and one that reflects Cristian’s hard work, dedication, and continued growth in the industry. As Director of Claims and a Licensed Public Adjuster at VIP Adjusting, Cristian continues to strengthen the expertise we bring to the policyholders we represent.

We’re proud to have him on our team and proud to celebrate this milestone with him!

Read more on our blog: https://www.vipadjusting.com/vip-blog/2026/vip-adjusting-cristian-bragano-contractor-license

⚠️ You may have already signed away your right to sue your insurance company.

If your property insurance policy includes an arbitration clause, it can completely change how your claim is handled.

Instead of going to court, you could be forced into a private process with:
• No jury
• Limited ability to challenge decisions
• Fewer legal protections

Most homeowners don’t realize this until a claim is denied or underpaid. By then, your options may already be limited.

This is becoming more common, especially here in Florida, and it’s something every homeowner should understand before a loss ever happens.

Read the full breakdown here:
👉 https://www.vipadjusting.com/vip-blog/2026/mandatory-arbitration-insurance-claims

If you’re not sure what your policy says, now is the time to find out.

Call 772-600-4663 or email [email protected] to have a licensed Public Adjuster review your policy and identify any risks before they impact your claim.

Happy Easter from VIP Adjusting! 🐰🌸