PACT Capital

PACT Capital is pleased to announce that we have provided $11,000,000 in acquisition financing secured to a 638-acre pistachio orchard located in Fresno County. The competitive financing was structured as a 20-year term with the first 24 months of Interest-Only, tailored to provide our borrower with a couple years to improve the new orchard’s cashflow as it enters its prime production years.

Of the total acreage, 610 acres are planted to pistachios with a weighted average age of 8th leaf. The orchard is already demonstrating strong yield potential, making it a valuable addition to our borrower's pistachio portfolio.

PACT Capital delivered a tailored structure that strikes a balance between stability and flexibility, including a competitive interest rate, with no prepayment penalty, and the initial Interest-Only payment period. This provided the borrower the flexibility to manage this asset, while keeping an eye on interest rates in the next 12 to 36 months if there is an opportunity to refinance and reduce their cost of capital from today's elevated interest rate environment.

This transaction reflects the nuanced reality of today's California agricultural market--where interest rate volatility, regulatory pressure, and shifting commodity cycles demand a more innovative and adaptive approach to ag finance. At PACT Capital, we take pride in understanding these complexities and crafting capital solutions that help farmers and investors navigate uncertainty and continue to grow.

To learn more about our customized agricultural lending strategies and financing, please contact our team today.

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PACT Capital is an investment management firm focused on providing agriculture and commercial real estate credit.

PACT Capital is attending the 𝗔𝗺𝗲𝗿𝗶𝗰𝗮𝗻 𝗣𝗶𝘀𝘁𝗮𝗰𝗵𝗶𝗼 𝗚𝗿𝗼𝘄𝗲𝗿𝘀 𝗔𝗻𝗻𝘂𝗮𝗹 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗶𝗻 𝗠𝗼𝗻𝘁𝗲𝗿𝗲𝘆, 𝗖𝗔!

Join us from 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟮𝟰-𝟮𝟲 at the 𝗠𝗼𝗻𝘁𝗲𝗿𝗲𝘆 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗖𝗲𝗻𝘁𝗲𝗿 as we join other industry leaders and growers to discuss pistachios.

Contact Tyler Shegerian, Adam Mortanian, Joseph Tow, and or Connor Haubursin to connect and schedule a meeting while our team is there!

PACT Capital is pleased to announce the closing of a small balance $507,500 acquisition loan secured to a 3,775 square foot single-tenant office building located in Visalia, CA. The acquisition is part of a larger land assemblage for the borrower.

While office properties continue to experience continual challenges from prolonged vacancy and remote work, PACT Capital was able to structure a competitive long-term financing solution. Our team secured a 70% LTV with a 5-year fixed rate at 4.95%, offering flexibility in this evolving market.

TRANSACTION HIGHLIGHTS:
✅ 70% LTV
✅ 5 YEAR FIXED RATE
✅ 4.95% INTEREST RATE
✅ STEP DOWN PREPAYMENT

The subject property is strategically located within a well-established commercial area, surrounded by a diverse mix of retail, dining, and professional services, enhancing its long-term leasing potential. Additionally, its proximity to major transportation routes, including key highways and arterial roads, provides excellent connectivity and accessibility, further solidifying the property's appeal for tenants and investors alike.

Although the office asset class has faced challenges in securing financing recently, PACT Capital remains committed to providing tailored solutions and competitive financing, ensuring reliable ex*****on in any market cycle.

Contact our team today to learn more about what PACT Capital can do for you.