Skorheim Insurance Services

I’ve been away from this page for a bit. In the mean time, I’ve had a major health scare with blood clots in my lungs. Thankfully the doctors got that issue fixed!

Another bit of news, I am repping Excelsior Higher Care now. They have group health plans that has $0 Dr visits, specialists, labs, and imaging as well as a $0 deductible option. Crazy, huh? And best of all, the premiums are less than what you are paying for your high deductible plans!

Want to know more? Just reach out and I will be happy to fill you in on all the details…

Do you have a high deductible health plan? Many companies have raised the deductibles on their plan offering to keep premium costs down. This is all and good until you have a serious medical situation and have to pay that big up front deductible charge of $5k or more plus your copay amount. This can severely cripple a family financially.

The answer may just be in the form of a GAP plan. A gap plan is designed to pay that big up front deductible charge.

I have a true gap plan for employer groups and a plan that works very similarly for individuals.

Let’s talk about how to cover that big deductible hole you may have in your health coverage.

Are you self employed or maybe just not offered benefits at work? I can help! I have Cigna and BC/BS PPO plans for individuals/families as well as disability, dental, vision, etc.

If you are looking, let me know!

To my self employed friends…. Are happy with your market place plan? Would you rather have a PPO on the Blue Cross network? We may just be able to make that happen!