Financial Coach Ashley

How often do we tell ourselves “I’ll just keep this for emergencies only”?

This thinking got me a hefty bill after funding a family member’s “emergency.”
Turns out, it wasn’t for a good cause either. 😏

“But Ashley! Emergencies!!”

I’ve “emergency-d” my way to maxed out credit cards where the minimum payments ate my paycheck alive. And then I paid off the balances only to do it all over again.
It’s stressful!

Note to self: Fund my own emergencies by saving my own $ for the unknown.

Ever since I created an emergency fund, I haven’t needed to use a credit card.
It may sound impossible to do, but it’s not. Trust me.

The day you have an emergency and you have $ set aside for emergencies, is the day you’ll know relief and peace of mind that you don’t have to make payments on this emergency.

The whole experience isn’t as traumatizing when you’re financially prepared. And, in my experience, you handle it a lot better.
😍😁