Inspiring Financial Freedom

2025 Childcare Tax Credit Update

👶💸 Parents, this one’s for you!

The Child and Dependent Care Credit just got a boost under 2025 rules:

✅ You can now claim up to $4,800 per child ($8,000 for two or more) for qualifying childcare expenses.
✅ The credit is partially refundable, meaning even if you don’t owe taxes, you may get money back.
✅ Covers daycare, after-school programs, summer camps, and certain adult dependent care.
✅ Income phase-outs still apply; higher earners may get a smaller benefit.

💡 Pro Tip: Keep all receipts and documentation, as the IRS will want proof of your expenses.

📩 DM “CHILDCARE CREDIT” to see how much you could get back this tax season!




https://forms.zohopublic.com/kiyana/form/ClientIntakeFormTY2025/formperma/pnBtxGlqDwtEoC3QaYV94auX-mrkM6u4Me7MUAjGEAc

🚨 **2025 Tax Update: Overtime Just Got Better Under the OBBBA!** 🚨

The *One Big Beautiful Bill Act* introduced a **new tax benefit for overtime workers** — and it’s something worth knowing before you file next year.

🔥 **Here’s the deal:**
You can now **deduct up to $12,500 of qualified overtime pay** from your federal taxable income ($25,000 if married filing jointly).

It’s not a credit — it **lowers your taxable income**, which *could* reduce what you owe at tax time.
📍 **Qualifies if:**
• You’re a W-2 employee and earned overtime under the federal Fair Labor Standards Act (hours over 40/week).
• You claim the deduction when you file — it’s not automatic.

💡 **Important to know:**
• Only the *premium portion* of overtime (“half-time” extra pay) qualifies.
• Still subject to Social Security/Medicare and state/local taxes.
• The benefit phases out at higher incomes.
If you work extra hours and this applies to you, it could mean **real tax savings** this season. 💸

📩 DM **“OVERTIME TAX”** to see if you qualify!




https://forms.zohopublic.com/kiyana/form/ClientIntakeFormTY2025/formperma/pnBtxGlqDwtEoC3QaYV94auX-mrkM6u4Me7MUAjGEAc

2025 tax changes are here—and they WILL affect your refund.

Income limits shifted.
Credits adjusted.
Withholding may be off.

Same income ≠ same refund this year.

📩 DM “2025” to see how the changes impact you.



https://forms.zohopublic.com/kiyana/form/ClientIntakeFormTY2025/formperma/pnBtxGlqDwtEoC3QaYV94auX-mrkM6u4Me7MUAjGEAc