Bowser Insurance Services Inc.

Last week, I got to see LinkedIn expert and founder/CEO of Zoetica, Kami Huyse. in action.

She brought her "Level Up Your LinkedIn" to the Fort Bend County Chapter of the American Business Women's Association.

It was an informative morning, jam-packed with tips and tricks on enhancing our profile, including access to an incredible ChatGPT tool Kami created.

We discussed what and how often to post and even workshopped a few things with our members and guests.

Our attendees left inspired and ready to get to work on elevating their LinkedIn presence.

Kami, thank you for sharing your expertise, time and talents with us! We are so grateful!

Happy Presidents Day!

With employee W2s due next week, employers may receive questions about their ACA reporting/health insurance forms, too, as employees start trying to file their taxes.

Who must file?
✔️ Applicable Large Employers (ALEs) with 50+ full-time or full-time equivalent employees must file Forms 1094-C and 1095-C to report health coverage offers.
✔️ Small employers sponsoring an ICHRA, self-funded, or level-funded plan still have reporting obligations and must file Forms 1094-B and 1095-B to report coverage provided. If you're on a level-funded plan, you will want to check with your carrier on how this is being managed.
✔️If you're on a fully insured plan, your carrier is likely handling this on your behalf.

Federal ACA deadlines for the 2025 tax year:
📌 March 2, 2026 – Deadline to furnish Forms 1095-C or 1095-B to employees
📌 March 2, 2026 – Deadline for paper filing with the IRS
📌 March 31, 2026 – Deadline for electronic filing with the IRS
(Electronic filing is required if you’re submitting 10 or more returns.)

ACA reporting isn’t just a paperwork exercise. It’s about protecting your business from penalties and ensuring employees have the documentation they need.

👉 One important reminder: some states have their own guidelines. Be sure to review state-specific requirements if you have employees in CA, MA, NJ, RI, or DC.

Happy reporting!

New or expecting parents will want to make a note of this!

The deadline to add your new little one to your health insurance has been extended to 60 days.

I still recommend adding them ASAP, but having a little extra time when you've just brought him a newborn is really nice.

This is just one of several new legal changes for this year!

I'll be making a few more posts later this month about the other items of note.