Chime In Consultancy

"I’m quitting my job to go full-time in my own business. I will be losing my employer health insurance... how do I get REAL health insurance without getting scammed?"
This is the number one panic for new solopreneurs. When you step out on your own, the health insurance market feels like a foreign language.
As both a licensed Insurance Agent and an IRS Enrolled Agent, I look at your health coverage through a financial lens. Here is how we build your safety net:
1️⃣ The Right Plan Structure: We evaluate whether a full Marketplace ACA plan (utilizing self-employed tax subsidies to lower premiums) or a flexible Short-Term plan makes the most sense for your transition.
2️⃣ Ancillary Gaps: We protect your pocketbook by layering dental, vision, or accident coverage to make sure a sudden slip-and-fall doesn't drain your business account.
3️⃣ Already Have a Plan? Let's Fix It: You don't have to buy a policy from me to get my help. If you are drowning in complex terms, trying to figure out your deductible, or facing a denied claim, I offer Paid Benefits Consultations to audit your current plan and show you exactly how to use it safely.
🔗 Ready to secure your business and your health? Click the link below to grab a quick quote, or go on to my website www.chimeinconsults.com to book a private consultation today! Quick Quote👉 https://shop.uhone.com/en/quote/census/vision?brokerid=AA4941558

Small business owners — are you properly protected?

Business insurance is more than just a policy. It can help protect your business from lawsuits, property damage, employee injuries, accidents, and unexpected financial losses.

Whether you’re self-employed, operate an LLC, run a storefront, work from home, or manage a growing team, having the right coverage matters.

Business insurance may help cover:
✔ Customer injuries
✔ Employee injuries
✔ Property damage
✔ Legal expenses
✔ Lawsuits and liability claims
✔ Business equipment and inventory
✔ Commercial vehicles
✔ Cyber threats and data breaches

Coverage options can include:
• General Liability Insurance
• Professional Liability (E&O)
• Workers’ Compensation
• Commercial Auto Insurance
• Commercial Property Insurance
• Business Owner’s Policies (BOP)
• Cyber Liability Coverage
• Tools & Equipment Coverage

Many small business policies start as low as $19/month depending on your business type and coverage needs.

As a business insurance advisor, I help business owners explore coverage options that fit their operations, contracts, licensing requirements, and risk exposure.

Tap the link for a free business insurance quote or call 470-991-9035
https://track.nextinsurance.com/links?agent_affiliation=BV1WfxUiM9ZDb6T2&serial=992855993&channel=affiliation

🚨 Do You Know What a Federal Tax Lien Is? Here's What Every Taxpayer Should Know! 🚨
If you owe the IRS money and haven't paid, the government can place a federal tax lien on your property. That means they have a legal claim to your home, car, bank accounts, and even your business assets. 😨
But don't panic — let's break it down simply!

📌 How Does a Tax Lien Happen?
It's a 3-step process:
1️⃣ The IRS calculates what you owe
2️⃣ They send you a bill (Notice and Demand for Payment)
3️⃣ You don't pay — and the lien kicks in
Once filed, it becomes public record, which means creditors CAN see it and it CAN hurt your credit. 📉

😬 How Does It Affect You?
A tax lien can impact your life in BIG ways:
🏠 Your property (home, car, investments) is at risk
💳 It can make it harder to get a loan or credit
🏢 If you own a business, your business assets are affected too
⚠️ It can even survive a bankruptcy filing!

✅ How Do You Get Rid of It?
Good news — you have options!
💰 Pay in full — The IRS removes the lien within 30 days of full payment. Simple and clean!
📋 Discharge — Removes the lien from a specific piece of property
🔄 Subordination — Lets other lenders move ahead of the IRS so you can still qualify for a loan or mortgage
📝 Withdrawal — Removes the public notice of the lien (though you still owe the debt). You may qualify if you set up a Direct Debit Installment Agreement and owe $25,000 or less.

🛡️ The Best Way to Avoid a Lien? Stay Ahead of It!
✔️ File your taxes on time — even if you can't pay yet
✔️ Don't ignore IRS letters
✔️ Set up a payment plan if you can't pay in full
👉 The IRS would rather work with you than go after your property. Payment options exist, and help is available!

💬 Have questions about a tax lien or need help resolving your IRS debt? Drop a comment or Fill out the link below— we're here to help! 👇
https://form.jotform.com/261186308935059

https://www.cnbc.com/2026/04/17/tax-withholding-2026.html?fbclid=IwZnRzaARUip9leHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEeNAEyzdhazh2O5aLoJ7oF9cb_bBPmrDoeQI9Qth2K8GpFuHskBLq3Ov4CqZU_aem_FCRccXrEeiMj9_sARtSP2w

Bessent says to adjust your paycheck withholding — but mistakes could trigger a tax bill, experts caution Treasury Secretary Scott Bessent told workers to update their paycheck withholding. But mistakes could trigger a tax bill next season.