Full Circle Financial Planning

As we celebrate Pride Month, we reaffirm a core belief that’s guided Full Circle from the beginning: everyone—and every family—deserves the chance to plan for a future that honors their unique story.

Love is love. Family is family. And we’re proud to be an ally on your journey.

Just watched the Oscar-nominated short film Retirement Plan and it stuck with me.

It’s about an older gentleman finally retiring and talking about all the things he’ll do now. It’s heartwarming but also a little sobering.

As a financial planner, I believe in saving for the future. But I also believe some experiences shouldn’t wait. Climbing the Coliseum stairs is easier at 45 than 67. Taking the trip with your kids hits differently when they’re still young.

Planning isn’t about delaying life. It’s about aligning money with what's important to you.

Highly recommend watching it.

The Dream of Finishing One’s To-Do List | “Retirement Plan” (2026 Oscar Nominee) | The New Yorker In John Kelly’s animated short film, nothing’s off limits when it comes to thinking about the future—particularly when there’s so much left to do.

📉 Mortgage rates just dipped below 6%!

For the first time in years, average 30-year mortgage rates have slipped under the 6% mark. That’s a meaningful shift and could improve affordability or open the door for some buyers and refinancers.

That said, it’s not all smooth sailing. Housing supply is still tight, which continues to put upward pressure on home prices. Lower rates can increase demand, but limited inventory means buyers should stay disciplined and avoid stretching just because rates look better.

As always, it’s about how this fits your bigger financial picture — not just chasing headlines.

Mortgage rates just fell below 6% for the first time in years Mortgage rates fell below 6% for the first time in years, after Trump said Fannie and Freddie would buy $200 billion worth of mortgage bonds.