Dominating Dimensions

How much does a 30-day late payment affect your credit score?

On-time payments are the biggest factor affecting your credit score, so missing a payment can sting. If you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score. If your score is already low, it won't hurt it as much but will still do damage.

Why it’s a Good Idea to Set Up Autopay on a Credit Card.

You can avoid costly late fees.
If you choose to pay your full statement balance automatically, you’ll avoid interest charges on purchases.
Your credit card payments will always be made on time.
Using this feature constantly will lead to positive information being added to your credit report.

Why put it off until tomorrow when you can start today? If you want to know how we can clean up those hard inquiries contact us now for more details.

Credit repair services usually charge a monthly fee while they’re fixing your credit, and you also may need to pay a setup fee. Monthly fees can vary over what can be a period of several months to a year.

Some credit repair services may offer tiered packages with fees for additional services. For instance, some packages may offer credit score monitoring or identity theft alerts.