Brian Ware-Insurance Services

https://www.businessinsider.com/personal-finance/reasons-to-get-life-insurance-you-havent-thought-of-yet

7 reasons you may need life insurance, even if you think you don't Most people don't consider life insurance until later, but the best time to buy it is early on — even in your 20s.

https://www.usatoday.com/story/money/columnist/2020/07/05/life-insurance-do-need-buy-policies-outside-work-disability/5371450002/

Pete the Planner: Do I need to buy life and disability outside of my job? Group life and disability benefits are fantastic. They are cheap and easily attainable. But they should not replace policies you can buy outside work.