BalikbayanExpat

BalikbayanExpat

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Soon to be Balikbayan & Expat. Retired, donating & selling everything to move abroad. #RetirementPlanning BLOG.

07/06/2026

4th of July 2026 Celebration!
Happy 250th Birthday America! ๐Ÿ‡บ๐Ÿ‡ธ๐ŸŽ‚๐ŸŽ‡ ๐Ÿงจ ๐ŸŽ†
๐Ÿ“Ritz-Carlton, Fort Lauderdale Beach, FL. USA ๐Ÿ‡บ๐Ÿ‡ธ

Watching the concert, drone & fireworks show on the beach from the Ritz-Carlton Hotelโ€™s rooftop pool. ๐Ÿ˜

07/04/2026

Happy 250th Birthday, America! ๐Ÿ‡บ๐Ÿ‡ธ๐ŸŽ‚

Thank you for the opportunities, freedom, and countless blessings youโ€™ve given me over the past 41 years. Iโ€™m truly grateful to call this country home.

Happy 4th of July!!!
Wishing everyone a safe, joyful, and memorable Independence Day. โค๏ธ๐Ÿค๐Ÿ’™



*Photos From:
๐Ÿ“Las Vegas(Mandalay Beach)
๐Ÿ“Miami Beach(Lifeguard & Boating)
๐Ÿ“Forth Lauderdale Beach(Ritz-Carlton)

07/03/2026

๐™๐™„๐™๐˜ผ ๐™’๐™ค๐™ง๐™ก๐™™ ๐˜พ๐™ช๐™ฅ 2026 ๐™ž๐™ฃ ๐™ฉ๐™๐™š ๐™๐™Ž๐˜ผ ๐Ÿ‡บ๐Ÿ‡ธโšฝ๐ŸŒŽ

If you know us, you know weโ€™re not really sports fans. We donโ€™t follow football (soccer) or any other sport religiously. But since moving to Miami, weโ€™ve had the chance to experience several professional sporting events liveโ€”from NFL, NBA, and MLB games to celebrating back-to-back NHL championship parades in Fort Lauderdale.

But this FIFA World Cup has been different.

I think Iโ€™ve learned more about football this past month than I have my entire life.

What has touched me the most isnโ€™t just the incredible talent on the fieldโ€”itโ€™s the people.

Watching fans from every corner of the world come together, proudly wearing their countryโ€™s colors, waving their flags, singing, cheering, laughing, and embracing one another has been an unforgettable experience. No matter what language they speak or where they come from, everyone seems united by one thing: their love of the game.

As an American, itโ€™s also been heartwarming to see so many visitors enjoying our country and expressing gratitude for the hospitality theyโ€™ve received. Itโ€™s a reminder of how welcoming people can be when we focus on what brings us together instead of what divides us.

I catch myself celebrating when a team wins and feeling genuinely sad when another teamโ€™s World Cup journey comes to an end. I never expected to become so emotionally invested, but somehow you canโ€™t help it.

Sports really do have the power to unite people in a way few things can. For a little while, the world feels a little smaller, friendships are formed, cultures are shared, and complete strangers celebrate side by side.

Living in Miami has allowed us to witness this incredible global event firsthand, and for that, Iโ€™m truly grateful.

Thank you, FIFA World Cup 2026, for reminding me that the beautiful game isnโ€™t just played on the fieldโ€”itโ€™s found in the joy, respect, unity, and unforgettable memories shared by people from all over the world. โค๏ธ๐ŸŒŽโšฝ

07/01/2026

Miami Life. Thankful Grateful Blessed. โ˜€๏ธ๐Ÿ‘™๐ŸŒด
๐Ÿ“ St. Regis, Bal Harbour (Miami), FL. USA ๐Ÿ‡บ๐Ÿ‡ธ
As always, Iโ€™m drinking my non-alcoholic Piรฑa Colada drink.๐Ÿน๐Ÿ๐Ÿฅฅ

06/30/2026

๐™Ž๐™ก๐™ค๐™ฌ ๐™๐™ง๐™–๐™ซ๐™š๐™ก ๐™ž๐™ฃ ๐™‹๐™–๐™ง๐™–๐™™๐™ž๐™จ๐™š ๐Ÿ‡ต๐Ÿ‡ญ

One of the biggest reasons foreigners move to the ๐™‹๐™๐™ž๐™ก๐™ž๐™ฅ๐™ฅ๐™ž๐™ฃ๐™š๐™จ is affordability. With the cost of living often around 60% lower than in many Western countries (USA, Canada, UK, and Australia), it gives you the freedom to spend a few monthsโ€”or even a yearโ€”living on different islands until you discover the one that truly feels like home.

For us, life has always been about the ๐™—๐™š๐™–๐™˜๐™. Thatโ€™s why weโ€™ve made a list of islands we want to slow travel, taking the time to experience each one beyond the tourist spots. We want to enjoy the local community, the food, the culture, and most importantly, connect with the wonderful people who call these islands home.

Our home base will be Mactan Island, which checks all the boxes for usโ€”beautiful beaches, modern conveniences, an international airport, great restaurants, and easy access to everything we need. We also enjoy being close to tourist areas rather than far away, so Mactan gives us the perfect balance of comfort, convenience, and island living.

From there, weโ€™ll set off on new adventures, exploring different islands every few months before returning to our home base.

The beauty of slow travel is that thereโ€™s no rush. You can wake up to the sound of the waves, watch breathtaking sunrises and sunsets, explore at your own pace, or simply spend the day doing absolutely nothing.

๐Ÿ๏ธ ๐™ˆ๐™–๐™˜๐™ฉ๐™–๐™ฃ ๐™„๐™จ๐™ก๐™–๐™ฃ๐™™ โ€“ Our home base and home to many of Cebuโ€™s beachfront luxury resorts.

๐Ÿ๏ธ ๐˜ฝ๐™ค๐™ง๐™–๐™˜๐™–๐™ฎ ๐™„๐™จ๐™ก๐™–๐™ฃ๐™™ โ€“ Famous for having one of Southeast Asiaโ€™s best beaches. We previously lived on Cagban Beach, and this time we plan to stay in Bulabog Beach and learn kitesurfing.

๐Ÿ๏ธ ๐™‹๐™–๐™ก๐™–๐™ฌ๐™–๐™ฃ โ€“ Home to El Nido, often ranked among the worldโ€™s most beautiful islands. We hope to explore as much of Palawan as possible.

๐Ÿ๏ธ ๐™Ž๐™ž๐™–๐™ง๐™œ๐™–๐™ค โ€“ A surferโ€™s paradise. I want to learn to surf and fully embrace island life.

๐Ÿ™๏ธ ๐˜ฝ๐™‚๐˜พ โ€“ A modern city with a blend of NYC and Miami vibes, while still being close to beautiful beaches. Spending a month here sounds perfect.

Living in the Philippines is a privilege, and we believe itโ€™s important to appreciate it, stay grateful, and give back to the community that welcomes us along the way. ๐Ÿ‡ต๐Ÿ‡ญโค๏ธ

06/29/2026

๐˜ฝ๐™š๐™–๐™˜๐™ ๐™‡๐™ž๐™›๐™š ๐™„๐™จ ๐™ฉ๐™๐™š ๐˜ฝ๐™š๐™จ๐™ฉ ๐™‡๐™ž๐™›๐™š: ๐™๐™ง๐™ค๐™ข ๐™ˆ๐™ž๐™–๐™ข๐™ž ๐˜ฝ๐™š๐™–๐™˜๐™ ๐™ฉ๐™ค ๐™ฉ๐™๐™š ๐™‹๐™๐™ž๐™ก๐™ž๐™ฅ๐™ฅ๐™ž๐™ฃ๐™š ๐™„๐™จ๐™ก๐™–๐™ฃ๐™™๐™จ ๐Ÿ‡บ๐Ÿ‡ธโžก๏ธ๐Ÿ‡ต๐Ÿ‡ญ

We moved to Miami for two simple reasons: ๐™ฉ๐™๐™š ๐™จ๐™ช๐™ฃ๐™จ๐™๐™ž๐™ฃ๐™š ๐™–๐™ฃ๐™™ ๐™ฉ๐™๐™š ๐™—๐™š๐™–๐™˜๐™. Thereโ€™s nothing like enjoying warm weather year-round, and if you didnโ€™t already know, Miami is one of the sunniest major cities in the U.S. We wear flip-flops and shorts almost every day, and yesโ€”we even swim in the ocean during winter! With sea temperatures rarely dropping below 77ยฐF (25ยฐC), beach days never really end.

Thatโ€™s why choosing where to retire abroad has been surprisingly simple for us. Our first question is always: Does it have a beautiful white-sand beach? If the answer is yes, weโ€™ll gladly give it a try.

Our dream is to spend our days in swimsuits, walking hand in hand along some of the most beautiful beaches in the world, enjoying the simple things that make us happiest.

For us, beach life truly is the best life. ๐ŸŒŠโ˜€๏ธ๐Ÿ’™

06/28/2026

๐‘ถ๐’–๐’“ ๐‘น๐’†๐’•๐’Š๐’“๐’†๐’Ž๐’†๐’๐’• ๐‘ด๐’–๐’”๐’•-๐‘ฏ๐’‚๐’—๐’†๐’” ๐ŸŒด

โœ”๏ธ Modern amenities
โœ”๏ธ White sand beach
โœ”๏ธ Convenience
โœ”๏ธ Gym, supermarket & shopping mall
โœ”๏ธ Quality hospital nearby
โœ”๏ธ Easy access to an international airport

When it comes to retirement, choosing the right location is one of the most important decisions ๐™ฎ๐™ค๐™ช'๐™ก๐™ก ever make. It has to fit ๐™ฎ๐™ค๐™ช๐™ง lifestyleโ€”not just look beautiful in photos.

Having lived in Boracay before, we learned firsthand what works for us and what doesnโ€™t. While itโ€™s one of the worldโ€™s most beautiful islands, we realized that some of the conveniences we took for granted became much more important once we were living there full-time. Fast forward 11 years, and weโ€™re sure many things have improved, but those experiences taught us exactly what we need in a retirement destination.

For anyone thinking about retiring or relocating to the Philippines, we believe itโ€™s best to make a soft landing first. Cities like BGC or Cebu City offer modern conveniences while giving you time to learn the country, adjust to the lifestyle, and discover what matters most to ๐™ฎ๐™ค๐™ช before settling down permanently.

To us, retirement isnโ€™t just about lower cost of living. It's about having the freedom to relax, enjoy life at your own pace, and never run out of things to do. With hundreds of beautiful islands to explore and affordable flights to neighboring countries, every new adventure is within reach.

The goal isnโ€™t just to retireโ€ฆ itโ€™s to create a better quality of life while giving back to the local community.

06/27/2026

๐˜ผ๐™ข๐™š๐™ง๐™ž๐™˜๐™–'๐™จ ๐™ˆ๐™š๐™™๐™ž๐™–๐™ฃ ๐™ƒ๐™ค๐™ช๐™จ๐™š๐™๐™ค๐™ก๐™™ ๐™„๐™ฃ๐™˜๐™ค๐™ข๐™š ๐™—๐™ฎ ๐™€๐™ฉ๐™๐™ฃ๐™ž๐™˜๐™ž๐™ฉ๐™ฎ ๐Ÿ‡บ๐Ÿ‡ธ (Approx.)

1. Asian Americans
~$110Kโ€“$120K+
(๐‘ฐ๐’๐’…๐’Š๐’‚๐’, ๐‘ป๐’‚๐’Š๐’˜๐’‚๐’๐’†๐’”๐’†, ๐‘ญ๐’Š๐’๐’Š๐’‘๐’Š๐’๐’ ๐‘จ๐’Ž๐’†๐’“๐’Š๐’„๐’‚๐’๐’” ๐’‚๐’“๐’† ๐’•๐’๐’‘ 3)
2. White (Non-Hispanic)
~$85Kโ€“$90K
3. Hispanic/Latino Americans
~$65Kโ€“$70K
4. Black/African Americans
~$60Kโ€“$65K

๐Ÿ‘‰ Overall, Asian Americans currently rank highest in median household income in the U.S.

โธป

๐Ÿ‡บ๐Ÿ‡ธ ๐™.๐™Ž .๐˜พ๐™ž๐™ฉ๐™ž๐™š๐™จ ๐™ฌ๐™ž๐™ฉ๐™ ๐™ฉ๐™๐™š ๐™‡๐™–๐™ง๐™œ๐™š๐™จ๐™ฉ ๐™๐™ž๐™ก๐™ž๐™ฅ๐™ž๐™ฃ๐™ค ๐˜พ๐™ค๐™ข๐™ข๐™ช๐™ฃ๐™ž๐™ฉ๐™ž๐™š๐™จ

โ€ข Los Angeles (Greater LA / SoCal)
โ€ข San Francisco / Bay Area (incl. Daly City, often called the โ€œPinoy capitalโ€)
โ€ข New York City (Queens + NJ suburbs)
โ€ข Honolulu
โ€ข San Diego
โ€ข Las Vegas
โ€ข Chicago
โ€ข Seattle / Tacoma

Filipinos are one of the fastest-growing and most established immigrant communities in the U.S., especially in healthcare, military, and hospitality.

06/26/2026

๐Ÿ‡ฒ๐Ÿ‡ป
๐Ÿ“Mercure Kooddoo Maldives!
From Celebrating my 50th birthday & hubbyโ€™s birthday in the . An all-inclusive, adults-only, water villa with private infinity pool.

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Miami Beach, FL