BalikbayanExpat
Soon to be Balikbayan & Expat. Retired, donating & selling everything to move abroad. #RetirementPlanning BLOG.
07/06/2026
4th of July 2026 Celebration!
Happy 250th Birthday America! ๐บ๐ธ๐๐ ๐งจ ๐
๐Ritz-Carlton, Fort Lauderdale Beach, FL. USA ๐บ๐ธ
Watching the concert, drone & fireworks show on the beach from the Ritz-Carlton Hotelโs rooftop pool. ๐
07/04/2026
Happy 250th Birthday, America! ๐บ๐ธ๐
Thank you for the opportunities, freedom, and countless blessings youโve given me over the past 41 years. Iโm truly grateful to call this country home.
Happy 4th of July!!!
Wishing everyone a safe, joyful, and memorable Independence Day. โค๏ธ๐ค๐
*Photos From:
๐Las Vegas(Mandalay Beach)
๐Miami Beach(Lifeguard & Boating)
๐Forth Lauderdale Beach(Ritz-Carlton)
07/03/2026
๐๐๐๐ผ ๐๐ค๐ง๐ก๐ ๐พ๐ช๐ฅ 2026 ๐๐ฃ ๐ฉ๐๐ ๐๐๐ผ ๐บ๐ธโฝ๐
If you know us, you know weโre not really sports fans. We donโt follow football (soccer) or any other sport religiously. But since moving to Miami, weโve had the chance to experience several professional sporting events liveโfrom NFL, NBA, and MLB games to celebrating back-to-back NHL championship parades in Fort Lauderdale.
But this FIFA World Cup has been different.
I think Iโve learned more about football this past month than I have my entire life.
What has touched me the most isnโt just the incredible talent on the fieldโitโs the people.
Watching fans from every corner of the world come together, proudly wearing their countryโs colors, waving their flags, singing, cheering, laughing, and embracing one another has been an unforgettable experience. No matter what language they speak or where they come from, everyone seems united by one thing: their love of the game.
As an American, itโs also been heartwarming to see so many visitors enjoying our country and expressing gratitude for the hospitality theyโve received. Itโs a reminder of how welcoming people can be when we focus on what brings us together instead of what divides us.
I catch myself celebrating when a team wins and feeling genuinely sad when another teamโs World Cup journey comes to an end. I never expected to become so emotionally invested, but somehow you canโt help it.
Sports really do have the power to unite people in a way few things can. For a little while, the world feels a little smaller, friendships are formed, cultures are shared, and complete strangers celebrate side by side.
Living in Miami has allowed us to witness this incredible global event firsthand, and for that, Iโm truly grateful.
Thank you, FIFA World Cup 2026, for reminding me that the beautiful game isnโt just played on the fieldโitโs found in the joy, respect, unity, and unforgettable memories shared by people from all over the world. โค๏ธ๐โฝ
07/01/2026
Miami Life. Thankful Grateful Blessed. โ๏ธ๐๐ด
๐ St. Regis, Bal Harbour (Miami), FL. USA ๐บ๐ธ
As always, Iโm drinking my non-alcoholic Piรฑa Colada drink.๐น๐๐ฅฅ
06/30/2026
๐๐ก๐ค๐ฌ ๐๐ง๐๐ซ๐๐ก ๐๐ฃ ๐๐๐ง๐๐๐๐จ๐ ๐ต๐ญ
One of the biggest reasons foreigners move to the ๐๐๐๐ก๐๐ฅ๐ฅ๐๐ฃ๐๐จ is affordability. With the cost of living often around 60% lower than in many Western countries (USA, Canada, UK, and Australia), it gives you the freedom to spend a few monthsโor even a yearโliving on different islands until you discover the one that truly feels like home.
For us, life has always been about the ๐๐๐๐๐. Thatโs why weโve made a list of islands we want to slow travel, taking the time to experience each one beyond the tourist spots. We want to enjoy the local community, the food, the culture, and most importantly, connect with the wonderful people who call these islands home.
Our home base will be Mactan Island, which checks all the boxes for usโbeautiful beaches, modern conveniences, an international airport, great restaurants, and easy access to everything we need. We also enjoy being close to tourist areas rather than far away, so Mactan gives us the perfect balance of comfort, convenience, and island living.
From there, weโll set off on new adventures, exploring different islands every few months before returning to our home base.
The beauty of slow travel is that thereโs no rush. You can wake up to the sound of the waves, watch breathtaking sunrises and sunsets, explore at your own pace, or simply spend the day doing absolutely nothing.
๐๏ธ ๐๐๐๐ฉ๐๐ฃ ๐๐จ๐ก๐๐ฃ๐ โ Our home base and home to many of Cebuโs beachfront luxury resorts.
๐๏ธ ๐ฝ๐ค๐ง๐๐๐๐ฎ ๐๐จ๐ก๐๐ฃ๐ โ Famous for having one of Southeast Asiaโs best beaches. We previously lived on Cagban Beach, and this time we plan to stay in Bulabog Beach and learn kitesurfing.
๐๏ธ ๐๐๐ก๐๐ฌ๐๐ฃ โ Home to El Nido, often ranked among the worldโs most beautiful islands. We hope to explore as much of Palawan as possible.
๐๏ธ ๐๐๐๐ง๐๐๐ค โ A surferโs paradise. I want to learn to surf and fully embrace island life.
๐๏ธ ๐ฝ๐๐พ โ A modern city with a blend of NYC and Miami vibes, while still being close to beautiful beaches. Spending a month here sounds perfect.
Living in the Philippines is a privilege, and we believe itโs important to appreciate it, stay grateful, and give back to the community that welcomes us along the way. ๐ต๐ญโค๏ธ
06/29/2026
๐ฝ๐๐๐๐ ๐๐๐๐ ๐๐จ ๐ฉ๐๐ ๐ฝ๐๐จ๐ฉ ๐๐๐๐: ๐๐ง๐ค๐ข ๐๐๐๐ข๐ ๐ฝ๐๐๐๐ ๐ฉ๐ค ๐ฉ๐๐ ๐๐๐๐ก๐๐ฅ๐ฅ๐๐ฃ๐ ๐๐จ๐ก๐๐ฃ๐๐จ ๐บ๐ธโก๏ธ๐ต๐ญ
We moved to Miami for two simple reasons: ๐ฉ๐๐ ๐จ๐ช๐ฃ๐จ๐๐๐ฃ๐ ๐๐ฃ๐ ๐ฉ๐๐ ๐๐๐๐๐. Thereโs nothing like enjoying warm weather year-round, and if you didnโt already know, Miami is one of the sunniest major cities in the U.S. We wear flip-flops and shorts almost every day, and yesโwe even swim in the ocean during winter! With sea temperatures rarely dropping below 77ยฐF (25ยฐC), beach days never really end.
Thatโs why choosing where to retire abroad has been surprisingly simple for us. Our first question is always: Does it have a beautiful white-sand beach? If the answer is yes, weโll gladly give it a try.
Our dream is to spend our days in swimsuits, walking hand in hand along some of the most beautiful beaches in the world, enjoying the simple things that make us happiest.
For us, beach life truly is the best life. ๐โ๏ธ๐
06/28/2026
๐ถ๐๐ ๐น๐๐๐๐๐๐๐๐๐ ๐ด๐๐๐-๐ฏ๐๐๐๐ ๐ด
โ๏ธ Modern amenities
โ๏ธ White sand beach
โ๏ธ Convenience
โ๏ธ Gym, supermarket & shopping mall
โ๏ธ Quality hospital nearby
โ๏ธ Easy access to an international airport
When it comes to retirement, choosing the right location is one of the most important decisions ๐ฎ๐ค๐ช'๐ก๐ก ever make. It has to fit ๐ฎ๐ค๐ช๐ง lifestyleโnot just look beautiful in photos.
Having lived in Boracay before, we learned firsthand what works for us and what doesnโt. While itโs one of the worldโs most beautiful islands, we realized that some of the conveniences we took for granted became much more important once we were living there full-time. Fast forward 11 years, and weโre sure many things have improved, but those experiences taught us exactly what we need in a retirement destination.
For anyone thinking about retiring or relocating to the Philippines, we believe itโs best to make a soft landing first. Cities like BGC or Cebu City offer modern conveniences while giving you time to learn the country, adjust to the lifestyle, and discover what matters most to ๐ฎ๐ค๐ช before settling down permanently.
To us, retirement isnโt just about lower cost of living. It's about having the freedom to relax, enjoy life at your own pace, and never run out of things to do. With hundreds of beautiful islands to explore and affordable flights to neighboring countries, every new adventure is within reach.
The goal isnโt just to retireโฆ itโs to create a better quality of life while giving back to the local community.
06/27/2026
๐ผ๐ข๐๐ง๐๐๐'๐จ ๐๐๐๐๐๐ฃ ๐๐ค๐ช๐จ๐๐๐ค๐ก๐ ๐๐ฃ๐๐ค๐ข๐ ๐๐ฎ ๐๐ฉ๐๐ฃ๐๐๐๐ฉ๐ฎ ๐บ๐ธ (Approx.)
1. Asian Americans
~$110Kโ$120K+
(๐ฐ๐๐
๐๐๐, ๐ป๐๐๐๐๐๐๐๐, ๐ญ๐๐๐๐๐๐๐ ๐จ๐๐๐๐๐๐๐๐ ๐๐๐ ๐๐๐ 3)
2. White (Non-Hispanic)
~$85Kโ$90K
3. Hispanic/Latino Americans
~$65Kโ$70K
4. Black/African Americans
~$60Kโ$65K
๐ Overall, Asian Americans currently rank highest in median household income in the U.S.
โธป
๐บ๐ธ ๐.๐ .๐พ๐๐ฉ๐๐๐จ ๐ฌ๐๐ฉ๐ ๐ฉ๐๐ ๐๐๐ง๐๐๐จ๐ฉ ๐๐๐ก๐๐ฅ๐๐ฃ๐ค ๐พ๐ค๐ข๐ข๐ช๐ฃ๐๐ฉ๐๐๐จ
โข Los Angeles (Greater LA / SoCal)
โข San Francisco / Bay Area (incl. Daly City, often called the โPinoy capitalโ)
โข New York City (Queens + NJ suburbs)
โข Honolulu
โข San Diego
โข Las Vegas
โข Chicago
โข Seattle / Tacoma
Filipinos are one of the fastest-growing and most established immigrant communities in the U.S., especially in healthcare, military, and hospitality.
06/26/2026
๐ฒ๐ป
๐Mercure Kooddoo Maldives!
From Celebrating my 50th birthday & hubbyโs birthday in the . An all-inclusive, adults-only, water villa with private infinity pool.
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