Halyard Financial

Consolidation is really the most important part of moving your old 401(k) plan to an IRA or your current 401(k) provider. It is difficult to manage multiple accounts and have a cohesive portfolio strategy with several 401(k) plans.

3 Reasons Investors Shouldn't Leave the Old 401(k) Behind Most investors don't realize the drawbacks of ignoring an old 401(k) or understand their options.

If your itemized deductions are now lower than your standard deduction because of the new tax law - consider alternative ways of charitable giving like stacking deductions inside a Donor Advised Fund or making Qualified Charitable Distributions directly from your IRA when you are over 70.

New life for IRA qualified charitable distributions The TCJA’s higher standard deduction makes before-tax giving more attractive.