Craig Smith Insurance Group

What Medicare Does NOT Cover
Medicare is great — but it doesn't cover EVERYTHING. Here are a few things Original Medicare typically does NOT cover:
🦷 Routine dental care
👁️ Routine eye exams & glasses
👂 Hearing aids
💊 Most prescriptions (without Part D)
🏠 Long-term care
✈️ International travel health coverage

The good news? There are plans that DO cover some of these! At Craig Smith Insurance Group, we help you fill in the gaps!

Happy Memorial Day — Honoring Our Veterans🇺🇸
Today, we honor and remember the brave men and women who sacrificed so much for our freedom. To our veterans and military families — THANK YOU! 🙏

P.S. — Did you know veterans may have special Medicare options and extra benefits? If you're a veteran approaching 65, give us a call at Craig Smith Insurance Group. We're proud to help our heroes navigate their healthcare options!
Share this to honor someone who served!

Understanding Your Medicare Costs- Let's talk about Medicare costs — because nobody likes surprises on their bills! 💰
A quick overview:
• Original Medicare Part B has a monthly premium (~$202.90/month in 2026)
• You also pay 20% of most services with NO cap
• A Medicare Supplement can eliminate or reduce most out-of-pocket costs
• A Medicare Advantage plan may have $0 premium but has copays for services

At Craig Smith Insurance Group, we help you find the most cost-effective option for your budget!
Let us run the numbers and find your most affordable option!

Q&A Wednesday — What If I Move to Another State? Wednesday Q&A time! 🙋
This week's question: 'What happens if I move to another state? Can I keep my Medicare coverage?'
Great question! Original Medicare works in all 50 states, but Medicare Advantage plans are local — moving might mean you need a new plan. At Craig Smith Insurance Group, we'll help you navigate plan changes if you move! Have more questions? Ask away!
Planning a move? Contact us before you go!