D'Angelo Financial Services

An HSA is more than a way to pay for current healthcare costs. It can play a critical role in long term retirement planning when paired with a 401(k). The average 65-year-old today may need more than $172,000 for healthcare expenses in retirement, yet many employees have not accounted for this in their savings strategy.
By using both an HSA and a 401(k), employees can strengthen their financial future. Those who take advantage of this combination tend to save more, feel more confident about retirement, and are less likely to tap into their savings early. Together, these benefits create a more complete approach to preparing for both everyday needs and future healthcare costs.

HSA users save 23% more in retirement accounts than non-HSA users. fidelityworkplace.com

True longevity planning looks beyond the balance sheet to help clients prepare for longer, more meaningful lives. Health, purpose, relationships and lifestyle choices all play a critical role in how fulfilling those years will be.

That's why I use longevity planning resources to help clients align their financial strategy with the life they want to live, not just the numbers they want to hit.

Because planning for the future means planning for how you'll live, not just how long your money will last.

Retirement planning isn't just about money – it's about life. raymondjames.com