Samantha Bulock - at Exp Realty

During the housing crash, there was an oversupply of homes for sale. While inventory has increased this year, supply is still low. That means there isn’t enough inventory for home prices to come crashing down like they did last time, even though some markets may experience slight declines. DM me for more on why this isn’t 2008 all over again.

Buying or selling a home is a process that involves a lot of moving pieces. That’s why partnering with a professional is so essential. An agent has the necessary expertise to smoothly work through each step along the way. If you’re planning to make a move this year, DM me so we can talk about the best ways to accomplish your specific goals.

Taking the Fear out of Saving for a Home

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.

Here are just a few costs experts say you can expect.

>>1. Down Payment

Saving for your down payment is likely top of mind as you set out to buy a home. While each situation is different, there’s a common misconception that putting 20% down toward your purchase is required.

To understand your options, partner with a trusted real estate professional to go over the various loan types, down payment assistance programs, and what each one requires.

>>2. Closing Costs

Make sure you also budget for closing costs, which are a collection of fees and payments made to the various people involved in your transaction.

The best way to understand...

Taking the Fear out of Saving for a Home If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. They can ...

Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]

Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search. Any major life change can be scary, and buying a home is no different. DM me so you have an advisor by your side to take fear out of the equation.

Applying for a Mortgage Doesn’t Have To Be Scary Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can ...

Owning a home has many financial benefits. As a homeowner, you gain equity by paying your monthly mortgage and when your home appreciates in value. And if your needs change, you can use that equity to help fuel a move. Whether you’re already a homeowner or planning to be one, DM me to learn more.