Rooted Benefits

Medicare is a national health insurance program run by the federal government. It mainly covers people who are 65 or older, but it also helps younger individuals who have certain disabilities, ALS, or kidney failure that requires dialysis or a transplant. Medicare is divided into different parts, and each part covers specific types of care. You can choose to get your benefits through Original Medicare or through a Medicare Advantage plan, depending on what works best for your needs.

Understanding Medicare early makes it much easier to choose the coverage that fits your health needs and budget when it's time to enroll.

If you're turning 65 soon, now is a great time to learn your options.

Merry Christmas from our family to yours!

Breaking News!

The Centers for Medicare & Medicaid Services (CMS) is rolling out a major overhaul to hospital payment and pricing transparency rules beginning in 2026. Under the new rule, hospitals must post real, consumer-usable prices (not estimates) - including the negotiated rates insurers pay, so patients can see up front what their care will actually cost.

For millions of seniors and Medicare-eligible Americans, this means clearer, more predictable costs, fewer surprise bills, and stronger protection against unnecessary or inflated charges. Over the next decade the reforms are projected to deliver roughly $11 billion in savings for Medicare beneficiaries and the program overall.

At Rooted Benefits we believe this is a watershed moment for our community. Transparency is a cornerstone of trust, and when people know what they’ll pay, they can make truly informed decisions about health care. We stand ready to help you understand what these changes mean for you or your clients, to compare options, and to navigate the system with confidence.

If you or someone you know is on Medicare, or will be soon, reach out. Let’s walk through what this update means for your coverage, your costs, and your care.