Nikki Reid: Insurance Agent

The Medicare Annual Enrollment Period ends in two days! Review and update your Medicare coverage now by calling me today. 615-384-0333 📞

Don’t let confusing Medicare plans haunt you this spooky season! Let me help you avoid the scary surprises of insurance.

Medicare Open Enrollment is open now and lasts until December 7th! During this period, you are able to change your Medicare plan if you meet the eligibility criteria. If you have recently had any significant life or income changes, open enrollment is the perfect time to adjust your plan. You do not have to attempt to figure out your coverage alone. I am here to help you walk through the details of your plan to determine how to best adjust your coverage to meet your circumstances.

Today marks the first day of Medicare Open Enrollment! Here’s what that means for you!

From now until December 7th, you are able to adjust your Medicare plan to best fit your needs. Whether you had a life-changing event, or your plan is just no longer accommodating your needs, this is the perfect opportunity to reevaluate your Medicare. Your coverage should change as your life changes in order to make sure you are fully protected from what life may bring. But you do not have to figure this out alone. I am here to make sure your needs and expectations are met in your plan and give you peace of mind about your coverage.

What questions do you have about Medicare Open Enrollment? Drop them in the comments below!

🌟Monday Medicare Moment 🌟

Medicare Advantage vs. Medicare Supplement — Which is right for you?
One of the most common questions I get is: There’s no one-size-fits-all answer— the right choice depends on your unique needs today and down the road. Let me break it down to help you decide 📋

🔹 Medicare Supplement (Medigap): This works with Original Medicare (Parts A & B to cover out-of-pocket costs like deductibles, copays, and coinsurance. It gives you flexibility to see any doctor or hospital that accepts Medicare nationwide—no networks! But it doesn’t include prescription drugs, so you’d need a separate Part D plan. Great if you value predictability and broad provider choice.

🔹 Medicare Advantage (Part C) with Prescription Coverage: This is an alternative to Original Medicare, bundled into one plan from a private insurer. It often includes Parts A, B, and D (prescriptions) for a single premium—plus extras like dental, vision, or gym memberships. Many have $0 premiums, but you’ll stick to the plan’s network of providers, and out-of-pocket costs can vary more based on what you use.

The best advance I can give when choosing is consider your health, budget, preferred doctors, and travel habits. I’m here to guide you every step. Give me a call at 615-384-0333 or DM me to schedule a quick, free review.

Many of you have asked how I landed here so here's the short version.

Insurance, especially for seniors, is confusing! My dad needed help, and he just assumed that he wouldn't be able to afford anything and chose not to get an additional help. I had no clue about health coverage for seniors, but I knew I wanted to help him so that he could get the health services he needed. Turns out, there are some not so nice people out there who just want to take advantage!

So, as any daughter would do, I decided to do my research and the more I looked I couldn't find anyone local that had an office that a person could walk into and get the answers they were looking for. Therefore, it led me to where I am now. I'm so thankful for Venczel Insurance Services and Jason who saw a need and wanted to help our community.

My people are my why! I want to be someone you can trust when it comes to your health insurance needs.

Here are some tips to pass on so you and your people can avoid those not so nice scammers:

Verify before you share: Never share your Medicare info with anyone who contacts you unsolicited.
Stick with the pros: Work with trusted insurance advisors, like me, to make AEP decisions.
Guard your Medicare card: Treat it like gold. Only provide it to trusted healthcare providers.
Stay informed: Keep up with the latest Medicare news and scams. Knowledge is your best defense.

I am just a message away if you have any questions or need assistance. Let's make this AEP safe and secure!

If I can’t convince you to work with me as your agent… maybe my dog can?
🐾
My dog 🎀 has a few reasons why you should use me as your agent!
First, I am a trusted advisor. You can rely on me to help you navigate the world of insurance, and I will make it my priority to give you the fullest respect and guidance possible.

She also says that I am an expert on all things Medicare! Whether you are looking for a new Medicare plan, or just wanting to adjust your existing one, I’ve got you fully covered. During Open Enrollment, I am here as an advisor to all of your health and financial needs, helping you find the perfect plan for you!

Last, but not least, your needs are my needs. Regardless of your health or financial situation, I am dedicated to ensuring that your needs are fully protected in all possible ways. You do not have to worry about sacrificing your needs to find a plan – I’ve got you covered!

Ready to start working with me? Give me a call, and let’s get started!

Happy October 1st! 🍂 AEP is right around the corner 💁‍♀️

‼️ Important Medicare Update for 2026 ‼️

Some Medicare Advantage carriers will no longer be offering plans in our area starting January 1, 2026. That means if you’re currently enrolled in one of these plans, you’ll need to select new coverage during the Annual Enrollment Period (October 15 – December 7, 2025) to ensure you don’t lose your Medicare benefits.
Even if your plan isn’t going away, AEP is the one time of year when you should review your coverage to make sure it still works for you.

Each year, plans can change their:
◾️ Premiums, copays, and deductibles
◾️ Provider networks (are your doctors still in-network?)
◾️ Prescription drug coverage (are your medications still affordable?)
◾️ Added benefits like dental, vision, hearing, fitness, or OTC allowances

These updates can feel overwhelming—but you don’t have to figure it out alone. My job is to simplify the process and guide you through your options. I’ll review the plans available in our area, explain the differences, and help you find the coverage that’s the best fit for your health needs and budget.

My services are always free of charge.
I’m local, independent, and here to work for you—not the insurance companies.

Call me today: 615-384-0333
Schedule your Medicare review online: https://calendly.com/nikki-venczelinsurance/medicare-consultation

Remember: if your current plan is leaving, you must have your new coverage in place by December 7, 2025. Don’t wait—let’s get this done together 🥰

What does Medicare cover?

Original Medicare includes Part A (hospital insurance) and Part B (medical insurance). The plan does not include things such as prescription medication. For prescription coverage, you have to purchase a separate Medicare Part D plan.

Additionally, Medicare does not cover routine dental care, such as annual exams, fillings, cleanings, or tooth extractions. It also does not cover routine eye exams, the cost of eyeglasses, or contact lenses.

However, this does not mean that you cannot get the coverage you need! You can buy stand-alone dental or vision plans at any time, even if you are enrolled in Original Medicare.

Give me a call, and let’s talk about your options!
615-384-0333

HMO or PPO?

Understand the differences when choosing the right Medicare health plan for you. I can help!
Call me at 615-384-0333 📞☎️

“Mailing out letters this week to reach new clients and help more people. If you get one — don’t wait, let’s connect!”

Call me for all your Medicare needs 💕💕

Everyone meet Nikki Reid- your Medicare guru! She is so excited and eager to help people in the community find the right Medicare policy for them.

Give her a call and let’s make Medicare simple!