Tim Rhey Team

Big news for True Rate.

We’re using smarter mortgage technology through Pylon to help create a cleaner, faster, and more efficient loan experience.

The goal is simple:

Lower lender costs should mean better borrower options.

Less paperwork.
Faster updates.
Better mortgage experience.

That’s what modern lending should feel like.

Text “BETTER MORTGAGE” or call 970-786-0222 to explore your options.

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Bond market update:

Apparently mortgage rates are now being managed by headlines, rumors, and two leaders taking turns trying to sound tougher than the other.

One statement hits… bonds improve.
Another statement hits… bonds give it all back.
Then someone denies something.
Then someone else says the denial was denied.
Then the market looks around like, “So… who are we supposed to believe here?”

That’s the problem right now. The bond market doesn’t know who to trust, so it reacts to everything. Every tough statement, every rumor, every negotiation headline, every “he said, she said” moment can move pricing.

And today, bonds are currently down — which means mortgage rates are feeling that pressure.

This is why rate timing matters. In a headline-driven market, the difference between locking and waiting can change fast.

So before you step into the rate octagon alone, call me.

I’ve got rate options outside the octagon — and we can talk through the smartest move before the next headline throws a chair across the room.

Tim Rhey
True Rate Mortgage Group
970-786-0222

Headline drama = rate volatility.