Optics Financial Services

If you have any questions about the credit counseling process,
Schedule your consultation with us! We will always be completely transparent and advise you on what's best for YOU!

Link is in the comments. 🙂

Don't let Banker Cat makes you this kind of face expression again when you apply for a loan. 😄

Schedule your Consultation now.
Link is in the comments.

What would you do if you weren't afraid?
How does it feel to be financially free? 🙂

Get this feeling! If you want to get your finances under control and clean up your credit.

Schedule for a consultation.
Link is in the comments😊

To calculate your credit score, companies first pull information from your credit report, like:

- how much money you owe
- whether you’ve paid on time or late
- how long you’ve had credit
- whether you asked for new credit recently

Usually, credit scores fall between 300 and 850. A higher score means that you have “good” credit: businesses believe you are less of a risk, which means you are more likely to get credit or insurance — or pay less for it. A low score means you have “bad” credit, which means it will be harder for you to get a loan or a credit card — and you are more likely to pay higher interest rates on credit you do get.

Schedule for a consultation.
Link is in the comments😊