Wichita-Area First-Time Homebuyers

Here's our PSA for the day. 😆 Learn more every day by joining Wichita-area First-Time Homebuyers. It's free!

Cari Westhoff, Broker/Owner, Cloud 9 Realty Group LLC
316.570.4338

🌟1% down payment option!🌟

I'm always going to share the latest down payment assistance option that I come across, and here's another one!

Here's how it works:
- You (the buyer) contribute 1% toward a 3% down payment conventional home loan
- This particular mortgage company will contribute 2% as a non-repayable contribution!
- The lender will also pay for a temporary 1% rate buy down for the first year

Here are the details:
- Credit score 620 or higher
- Area median income limits apply
- Homebuyer education required
- Only available for a primary residence (no investments)

Reach out if you'd like more information and to see if you qualify! We can get your application done before the weekend!

Cari Westhoff, Broker/Owner, Cloud 9 Realty Group LLC
Wichita, KS
316.570.4338

〽️What is a discount point?〽️

If you're in the process of homebuying or considering jumping in to the home buying market, you may have heard of points on a mortgage.

But what is a point exactly?

Discount points allow homebuyers to lower their interest rate in exchange for paying an up front fee. You may have also heard of the term "buying down the rate."

Typically, each point you buy costs 1% of your total loan amount.

*This post is not financial advice. I always recommend you speak directly to your loan officer before making any financial decisions.

Reach out for a list of loan officers and loan programs.

Cari Westhoff
Broker | Owner
Cloud 9 Realty Group LLC
Wichita Kansas
316.570.4338

House pictured:
📍 207 Fabpro Way, Kingman
💰$144,000
🚪 3 bedrooms | 2 bathroom | 2-car garage
📏 1,036 sq. ft. | no basement
📚 Kingman schools
🔹 Listed by Cloud 9 Realty Group LLC

🚨$0 down payment options!🚨

If you are:
👮‍♀️police
🧑‍🚒firefighter
🚑paramedic
🩼nurse
🩺EMS
🚬ATF
🔎FBI
you may qualify for 100% financing on a home loan!

Reach out with any questions!

If you don't fit one of these categories but are still looking for home loan options, we have a comprehensive list of specialty loan programs with no or low down payment options! So reach out!

*I am a licensed real estate broker, not a mortgage broker or loan officer. One of my goals is to provide Wichita homebuyers with lending options so they can pick the right one for themselves. I'm here to help guide along the way!

Cari Westhoff, Broker/Owner, Cloud 9 Realty Group LLC
Cloud 9 Realty Group LLC
Wichita, Kansas
316.570.4338

ANOTHER 5 ⭐ REVIEW! 🎉

This incredibly sweet couple relocated here from the east coast, and I connected with them through social media!

That was about three years ago. We looked on and off, and they rented for a time in between when the market was really crazy. They reached out this summer and said they were ready for house shopping again!

The Riverside area is their favorite and they knew that's where they wanted to be. The trouble: Riverside homes are a hot commodity so landing one can be tough!

Despite the fall season and higher interest rates, there were a flood of showings and multiple offers. Over coffee and tea, we analyzed the market and prepared a strong, potentially risky offer. Given the information we had, this home was priced incredibly low so their offer far exceeded the list price.

And it paid off! Not only did they get the house but it appraised for even MORE than their contract price -- instant equity!

I appreciate them letting me guide them and for trusting me.

Welcome Home! 🎉 🏡

Cari Westhoff
Broker | Owner | REALTOR®️
Cloud 9 Realty Group LLC
Wichita KS | 316-570-4338
Cari Westhoff, Realtor, Cloud 9 Realty Group LLC