Giles Financial Group

Buying your first home without a 25% deposit may be more achievable than you think. 🏡

Under the Australian Government 5% Deposit Scheme, eligible first home buyers may be able to:

💰 Purchase with a minimum 5% deposit
🛡️ Avoid Lenders Mortgage Insurance
✅ Apply without income caps
📋 Access unlimited Scheme places with no waitlist

The Scheme has been operating under these expanded rules since October 2025, but lender requirements, property price caps and eligibility criteria still apply.

The best part? You don't need to work out whether you qualify on your own.

At Giles Financial Group, we can check your eligibility alongside available grants, stamp duty relief and lender policy to help you understand your complete purchasing position.

📱 Ready to find out whether you qualify? Let’s run the numbers.

💰 A good broker finds you a sharp rate.

🏦 A great broker finds the right lender.

Because the cheapest loan isn't always the cheapest outcome.

Here's what we look at:

📉 Interest rate
💵 Fees
🔄 Flexibility
📈 Future plans
🏢 Lender policy
⏱️ Turnaround times

Sometimes the best loan on paper becomes the most expensive one in practice.

The right lender today can save you thousands of dollars, hours of frustration and unnecessary refinancing later.

📱 That's the difference between comparing rates and comparing outcomes.