Keylend

The RBA has held the cash rate at 4.35%.

For homeowners, interest rates and repayments are likely to stay steady for now, especially if you’re on a variable rate loan. For buyers, borrowing power is likely to remain largely unchanged.

If you’re unsure what this means for your home loan or property plans, message us today.

Property investors, it’s that time again!

EOFY is creeping up fast! Before June 30 rolls around, here are 5 things worth considering:
✔️ Review your investment loans.
✔️ Check your equity position.
✔️ Take a fresh look at your cash flow.
✔️ Chat with your accountant.
✔️ Start mapping out your next move with us.

If you’re not sure where to start, reach out and let’s explore your options together.

3 signs you could be overpaying on your mortgage:
• Your interest rate is higher than current market rates.
• You’re paying for features you’re not using (like an offset account).
• You haven’t reviewed your loan in over 2 years.

If any of these sound familiar, it might be worth reviewing your options.

Message us today to see if your current deal is still right for you.

In some cases, yes, you may be able buy a home with just a 5% deposit.

There are options available with a 5% deposit, but it will depend on your individual circumstances.

It’s also worth keeping in mind that a smaller deposit may result in higher monthly payments and a higher interest rate.

Speaking to us can help you understand what options may be available to you, contact us today!