One Advisory Wealth Management

Financial planning is about more than just wealth - it’s about building long-term security and supporting your financial goals.

Whether you're juggling family expenses, managing debt, or planning for retirement, a financial plan can help you make informed decisions and feel more in control of your money.

Want to start living for today and building for the future?

Our team at One Advisory Wealth Management can help with:

👉 Wealth accumulation and preservation
👉 Budgeting and cash flow management
👉 Debt management
👉 Investing
👉 Strategic business and tax planning
👉 Financial goal setting

https://www.oneadvisory.com.au/wealth-management

In Australia, your preservation age is the earliest age you can generally access your super, for most people it’s 60.

That matters because once you’ve reached preservation age, you may be able to start a Transition to Retirement Income Stream (TRIS) while still working — a common way to top up income if you reduce hours or re-shape cashflow as you move toward retirement.

It can also be the point where people start asking strategic questions like:
- Are contributions and pension payments working together sensibly?
- Should a withdraw-and-recontribute (recontribution) strategy be considered as part of longer-term planning (where eligible), to adjust components inside super?

If you’re thinking about reducing work in the next 12–24 months, it’s worth a planning chat now.

https://www.oneadvisory.com.au/wealth-management

Many Australians have life, TPD and/or income protection sitting inside super, often arranged years ago and rarely reviewed. That’s a risk, because the details matter when you actually need to claim.

A quick check-in can help confirm:
• Is the cover still enough for today’s mortgage, family needs and lifestyle?
• Do the definitions and waiting periods still fit your work and income?
• Are premiums quietly eroding your balance, especially if cover was added automatically?
• Have life changes occurred (kids, new debt, business, separation) that should trigger an update?

This isn’t about alarm — it’s about making sure your protection strategy still matches your plan.

If it’s been 2–3 years since you looked at your insurance in super (or your circumstances have changed), it’s worth a conversation.

At One Advisory Wealth Management, we believe better advice starts with better relationships. We combine:

✔ Local knowledge and long-standing connections
✔ Direct access to experienced advisers
✔ Proactive, forward-thinking strategies
✔ Connected accounting and wealth advice

All delivered with a personalised South Australian approach.
Because it’s not just about numbers, it’s about helping you move forward with clarity and confidence.

💬 If you’re looking for advice that’s practical, connected and built around you, let’s start a conversation.