DMA Financial Strategists

Once tax time has passed, many small business owners breathe a sigh of relief and move on.

The new financial year has begun: What are your numbers really telling you? Once tax time has passed, many small business owners breathe a sigh of relief and move on. But the start of a new financial year is actually one of the best times to pause, review your numbers, and ask: what did last year really show us? Your accountant may have prepared your tax return, but your fi...

When a family member reaches the stage where aged care support is needed, the decisions can feel overwhelming. Everyone wants the same thing: safety, comfort, dignity and peace of mind for the person they love. But even with the best intentions, families can make costly mistakes.

Mistakes made through love: Why aged care advice matters When a family member reaches the stage where aged care support is needed, the decisions can feel overwhelming. Everyone wants the same thing: safety, comfort, dignity and peace of mind for the person they love. But even with the best intentions, families can make costly mistakes. Mistakes are rarely...

An SMSF gives members more control, but with that control comes responsibility. SMSF trustees are responsible for running the fund and making decisions in the best financial interests of all members. They must also meet ongoing compliance, reporting, record-keeping and audit obligations.

The key question is not simply, “Can I manage my own super?” It is, “Should I?” A Self Managed Super Fund can be a powerful retirement planning structure, but it should never be viewed as a status symbol or a shortcut to better returns. The real decision is not just whether you are capable of setting one up. It is whether an SMSF genuinely suits your circumstances, goals, finan...