Crew Financial

🏠 What’s the ideal home loan term length? 🏠⁣
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Well, just like songs and music, there's no one-size-fits-all answer - it's usually a case-by-case situation.⁣
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Let us explain. ⁣
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Not so long ago, 25 years was the typical home loan term. ⁣
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That’s steadily crept up to 30 years. 📈⁣
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And some lenders now even offer 40-year loans. 😮⁣
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So, what home loan term should you select? ⁣
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The answer is the one that fits your life circumstances - which usually means the one that you can comfortably afford the monthly repayments on. ✅⁣
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That's because, chances are, the value of your home will rise over time. ⁣
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Meanwhile, inflation will hopefully eat away at the value of your debt. ⁣
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And as you build equity (and your life situation changes), it may be possible to refinance to a shorter term to save on interest over the long run. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]

🏡 Home owners are $82,000 wealthier on average in 2026 🏡⁣
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Australia’s housing market notched up annual gains of 8.8% in 2025, according to the latest PropTrack Home Price Index.⁣
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PropTrack says this saw the national median home value rise by $82,200. ⁣
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Why not make those gains work harder in 2026? 🤔⁣
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Here are some options to consider:⁣
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🔨 Reviewing renovation plans to improve liveability or long-term value.⁣
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🏘️ Invest in a rental property, home equity can often be used in lieu of a cash deposit. ⁣
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🔄 Refinance to a new loan, save on finance with a lower rate or enjoy more loan features. ⁣
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Get in touch today if you want to make your home equity work harder. 👇⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]

🏘️ Why it could be time to consider buying a rental property 🏘️⁣
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Investors have been buying property at record rates, according to the ABS. 📈⁣
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Rents are up, vacancies are down, and interest rates on investment home loans are at their lowest since late 2023. ⁣
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But high investment lending has attracted the attention of the banking watchdog APRA. 👀⁣
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In the past, APRA has capped lending to investors. ⁣
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Could it happen again? 🧐⁣
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Some commentators think so, which could make it worth bringing forward your investment property buying plans.⁣
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Get in touch and we can explain your borrowing power, and the lending options that help you become a property investor. 👇 ⁣
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To find out more, contact Crew Financial on:
☎ – 1300 350 777
💻 – [email protected]