Forty Two Advisory

Service Trust Structures for Medical Practices: 2026 Guide How service trusts work for medical practices in 2026. ATO benchmarks under PCG 2025/5 compliance risks & practical review checklist. Melbourne CPA advisor

Tax-Effective Benefits for Business Owners and Directors Tax-effective employee benefits for SMEs, directors and owners. Learn how EVs, minor benefits and structure can reduce FBT and improve after-tax outcomes.

Sole Trader Structure in Australia: Pros, Cons and Tax Implications Sole trader structure in Australia explained. Learn the pros, cons, tax implications, and when to restructure as your business grows.

Revenue Recognition Rules for SaaS: How to Stay Compliant Most SaaS founders misstate revenue under AASB 15. Learn how to recognise recurring income correctly, stay ATO-compliant, and build investor confidence.

The Ultimate Guide to Accounting for SaaS & IT Businesses in Australia A practical guide to accounting for SaaS and IT businesses in Australia. Covers subscription revenue, GST, payroll, cashflow and scaling in 2026.

Property Tax Accountant Melbourne | Avoid ATO Traps Melbourne investors — avoid costly ATO property tax mistakes. Learn how a property tax accountant helps maximise your after-tax returns.

E-Commerce Accounting Mistakes That Cost You Money Avoid costly e-commerce accounting mistakes. Learn how Australian online businesses fix chargebacks, GST, inventory & tax with expert ecommerce accountants

How to Set Up Xero for Shopify (Australia Guide 2026) Step-by-step guide for Australian e-commerce stores to set up Shopify & Xero. Manage GST, BAS, and automation with Melbourne e-commerce accounting experts.

Fixed Fee Accounting vs Hourly Billing — What’s Best for Your Business Discover why Melbourne SMEs are switching to fixed-fee accounting. 42 Advisory in Chadstone offers transparent tax, bookkeeping & advisory services.

2026 Land Tax Victoria: What Melbourne Investors Need to Know Understand Victoria’s 2026 land tax changes, vacant land and short-stay levies with 42 Advisory — Melbourne’s fixed-fee property tax experts.

Payday Super is coming — and it’s one of the biggest compliance changes in years.

From 1 July 2026, employers must:
✔ Pay super on the same day as wages, and
✔ Ensure the employee’s super fund receives the money within 7 business days.

If the fund doesn’t receive the payment in time, the SGC applies — and it’s still non-deductible.
The ATO will also introduce better error messaging and new tools like the Member Verification Request to reduce rejected contributions.

This change will affect payroll systems, cash flow, and approval processes for all small businesses and employers.

If you run weekly or fortnightly payroll, now is the time to start preparing.
42 Advisory can help with payroll setup, cash flow planning, and SG compliance so you’re ready long before the 2026 deadline.

Don’t wait for SGC letters — get your payroll ready early.

👉 Learn more in our latest guide:

Payday Superannuation guide: What Employers Must Know From 1 July 2026 employers must pay super contributions within 7 business days of payday. Learn the changes and stay compliant