Rustik Realty

Borrowing Capacity Changes? New Opportunities in Property Investment

Recent Federal Budget updates may impact borrowing capacity for some buyers when purchasing existing investment properties.

The good news is that many lenders and policy changes are continuing to support the purchase of new residential property, which may present alternative opportunities for investors.

New properties can also offer benefits such as modern, low-maintenance designs, potential tax advantages (including depreciation benefits and standard investment deductions), and strong rental demand in many growth areas due to ongoing housing shortages.

If you’ve been thinking about investing, now could be a good time to explore whether a new property strategy suits your goals.

I can support you through the full process—from property selection and finance introduction through to settlement and ongoing rental support once complete.

📞 Feel free to reach out anytime for a chat about your options.

STILL RENTING IN SOUTH EAST QUEENSLAND?

You may be able to buy a new home sooner than you think through the Government Help to Buy Scheme QLD.

Eligible buyers may access:
✔ Up to 40% government contribution
✔ New homes up to $1M
✔ Lower loan requirements
✔ Repayments that may be comparable to renting

You may be eligible if:
• Single income under $100K
• Couple or single parent income under $160K
• Australian citizen
• Looking to owner-occupy

Many renters are surprised to discover that home ownership may already be within reach.

This is a private invitation to explore your eligibility and property options across South East Queensland.

Check your eligibility online now

https://rustikrealty.com/help-to-buy-qld/

Interest Rates Are Up… But There’s a 40% Government Equity Scheme

Here we go again, another interest rate rise 😬

But here’s something most people don’t realise…

The government could contribute up to 40% towards your home, helping you get into the market sooner with a lower deposit and smaller loan.

In a time when rates are rising, this can make a huge difference.

I’ve put together a list of eligible properties that qualify for this scheme.

If you’ve been thinking about buying but felt priced out, this might be your opportunity.

Send me a message or comment “INFO” and I’ll walk you through how it works.

Take Advantage of Current Home Buying Opportunities!

Interest rates may rise soon, which could reduce your borrowing capacity. Now is the perfect time to buy while government incentives are still available!

Message us to discuss your options or explore home & land packages today.