Pathway Financial Advisors

🚨There have been a couple of important aged care changes recently. From 20 March 2026, key residential aged care fees increased, including the Basic Daily Fee to $66.80 per day, and the maximum Non-Clinical Care Contribution to $107.32 per day. The lifetime cap on the Non-Clinical Care Contribution has now increased to $137,917.01.

In addition, from 1 April 2026, the Maximum Permissible Interest Rate (MPIR) will increase to 7.96% (from 7.65%). This rate is used to calculate daily accommodation payments where a RAD is not paid in full, so it can have a real impact on ongoing aged care costs for new entrants and some accommodation calculations.
If you or a loved one is entering aged care, or you’re unsure how these changes affect your cashflow and fees, contact us — we can help you understand the numbers and your options.

☎️07 56 667 223
💻 [email protected]

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I could not agree more! The amount of conflicted information that families get when moving their loved ones into care is scary - most of the time by people that are not licensed financial planners, and especially not from accredited Aged Care advisers.

With the 1 November 2025 changes, it is especially important now to ensure that you seek advice from an (UP-TO-DATE) Accredited Aged Care adviser, to ensure you're receiving accurate and detailed information.

We support Aged Care Steps suggestions to have Aged Care included in the Corporations Act and overseen by ASIC, ensuring there is a minimum standard for Aged Care professionals to meet before they're able to provide personal financial advice. We also support the suggestion that the government should subsidize aged care related advice and build out education and awareness.

By updating the Adviser Register to include Accredited Aged Care advisers, people will be able to seek out with greater certainty, those who are experienced and able to help them with their Aged Care needs.

If you're seeking Aged Care assistance or financial advice, please reach out to use on 07 56 667 223 or [email protected].

Older Australians at risk of conflicted and inaccurate aged care advice - Professional Planner Gaps in the regulation of financial advice are exposing older Australians and their families to “conflicted, inconsistent and inaccurate” advice on aged care from a growing number of unlicensed providers. Assyat David, director of Aged Care Steps, has five recommendations to strengthen consumer ...

‼️🌀Due to Tropical Cyclone Alfred hitting South-East QLD, we have made the decision to close the office Thursday 6th and Friday 7th of March, with our re-opening to be assessed once the storm has passed.

We apologise about the inconvenience and thank you for your understanding.

Please stay safe.

- Kris & Leonie

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This week we have a Christmas Themed Meeting happening at BNI Northstar.

Our special presentation speaker is Kris Jenkins from Pathway Financial Advisors, please join us Pimpama Tavern Wednesday 18th December 2024 @ 12pm.

"The Importance of Planning Your Elderly Years."

Navigating the Aged Care system can feel overwhelming and confusing, but with the right professionals by your side, you can reduce stress, protect your finances, and make informed choices for yourself or your loved ones. This week, Kris Jenkins of Pathway Financial Advisors will share insights on structuring your accumulated wealth appropriately to reduce cashflow deficits, manage care costs, and secure peace of mind during this critical life stage.



Please click the link to reserve your seat. https://www.eventbrite.com.au/e/pimpama-networking-gold-coast-business-networking-on-the-gold-coast-tickets-743381753837

Apologies to anyone trying to contact us via the office phone this morning, we have had a power outage in Helensvale. Next update from Energex is 11.30am.

We still have access to our emails, although are working off a far slower connection. We are hoping this issue is rectified as soon as possible.