Flood Property Group

For the first time since 2020, the Reserve Bank of Australia (RBA) has dropped the official cash rate to 4.1% following 13 rate hikes.. the news was announced after their first board meeting of the year , providing borrowers with some much needed relief.

Whilst the RBA's decision was in acknowledgement of easing "a little bit of restrictiveness," that was handed down from the November 2025 rate increase, RBA Governor Michele Bullock has warned "we cannot declare victory of inflation just yet" as the board cautioned borrowers not to count on too much more rate relief.